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Top Live Dealer Baccarat Casinos - 2024

By Noel Davis on

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

It may come as a surprise, but baccarat is the world’s number one land-based casino table game. Now, with the rising popularity of live dealer online casino games, players can enjoy playing an immersive, realistic game of baccarat from the comfort of their own home.

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You don’t need to be a big spender to join in the fun either – live baccarat games can be enjoyed by casual players and high rollers alike.

If you’re looking to get in on the action and play live dealer baccarat, check out our list of the UK’s top online casinos offering this casino classic.

Best Live Dealer Baccarat Casinos - December 2024

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Rank Online Casino Casino Rating Sign-up Bonus Score Key features Sign Up Terms & Conditions
1

100% up to £100 + 10% Cashback

9.9
  • Excellent Live Casino
  • Perfect for Both High and Low Limit Games
  • 400+ Casino Games
#AD New customers only, min deposit £20, wagering 35x, max bet £5 with bonus funds. Max bonus is 100% up to £100. No max cash out on deposit offers. Welcome bonus excluded for players depositing with Skrill or Neteller. Cashback is cash with no restriction. Click here for full T&Cs
18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
2

Deposit £20, Play With £50

9.7
  • Big UK Brand Name
  • New & Classic Games
  • Great Table Game Offering
New customers only. Min deposit £20. Max non-withdrawable bonus £30. Playable on selected games only. 30x wagering required. Expires within 30 days. Max win £2,000. T&C apply. Click here for full T&Cs 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
3

100% up to £200 + 100 Spins

9.6
  • Huge Slot Selection
  • Full Neteller & Skrill Support
  • Super Fast Withdrawals
Applies only to new depositing players. Minimum deposit £10. Wagering requirement x35. Offer valid for 24hr. Free spins included 3 deposits. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
4

Spend £10 Get 200 Bonus Spins or £40 in Bingo Bonuses

9.6
  • Free Daily Spins
  • Great Welcome Offer
  • Award Winning Site
New players only. Deposit & stake £10 on qualifying slots get 200 x 10p Fishin’ Frenzy™ The Big Catch Jackpot King™ spins (x20 WR on winnings) & £5 Club slots voucher. £5 min. withdrawal. Full T&C’s apply. 18+. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
5

100% up to £100 + 100 Free Spins

9.5
  • Unique Casino and Bonus Reward System
  • Full PayPal Support
  • Generous Free Spins
New players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30x sum of deposit + bonus. Free Spins are given 20 per day on Book of Dead for 5 days in a row, log in is required. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45x. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus. www.begambleaware.org. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
6

100% up to £50 + 50 Free Spins

9.4
  • Brand New Casino
  • Modern Design
  • Innovative Game Modes
18+ new players only. Maximum £50 bonus. Minimum deposit: £20. Deposit Bonus wins are capped at £500. Max bet with active bonus: £2. Wagering requirement 100% match deposit bonus: 30 times sum of deposit + bonus. Winnings from Free Spins are credited as Real Money without wagering requirement. Some games may not be played with an active bonus. Games may contribute differently when wagering a bonus. Deposit Bonus expires after 30 days if wagering requirement has not been met. Free Spins expire after 3 days. One bonus allowed per person, address, device, IP. www.begambleaware.org For full bonus terms and conditions, please read below. Responsible Gaming 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
7

Get 30 Free Spins or 50 Bingo Tickets

9.3
  • Huge UK Brand!
  • Excellent Live Casino
  • Full PayPal Support
*Click for full Rules. New members only, must opt in. Min £10 deposit & wager. 30 day expiry from deposit. 18+. Free Spins: on Double Bubble. 1p coin size, max lines. Bingo: Advertised ticket value based on £1 tickets. Game availability & restrictions apply. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
8

up to £200 Bonus + 100 Free Spins

9.3
  • Brilliant Live Casino
  • Instant Withdrawals Available
  • Live Chat Support
Terms and Conditions Apply. New Players only. 18+. Min First Deposit £10. Min Second and Third deposit: 20. Wagering requirement apply 35x. Offer valid for 72hr. Spins expire after 24hr. 100 spins includes 3 deposits. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
9

100% up to £100 Bonus

9.2
  • Brand New Casino
  • Over 700 Games
  • Full PayPal Offering
New players only. Min deposit £10. Wagering 45x bonus., max bet £5 with bonus funds. Live casino play excluded with bonus. 100% up to £100 bonus on 1st deposit. Welcome bonus excluded for players depositing with skrill or neteller. No max cash out on deposit offers. Eligibility is restricted for suspected abuse. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
10

100% up to £50 + 50 spins

9.1
  • Great for VIP Players
  • Top Selection of Table Games
  • Perfect for Live Casino
New depositing players only. Min. deposit: £.20. Max. bonus: £50. Offer valid on first deposit. Offer only applies to new players. In addition to deposit bonus, you are also eligible for 50 spins that will be issued upon your first deposit. Bonuses that require deposit, have to be wagered 40x. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.

Before You Play

Online gambling is a source of excitement for many, but it comes with its fair share of risks. Take advantage of Before You Play, our responsible gambling guide brimming with invaluable tips and advice to ensure your gaming experience is both safe and enjoyable.

 

Take a Look at Before You Play

Choosing a Top Casino to Play Live Baccarat

  1. Compare casinos

    We’ve made finding your ideal live dealer baccarat site easier than ever with our hand picked list of top UK casinos. Whether you’re looking for the best bonuses, the biggest games collections or the fastest withdrawal times, we’re sure you’ll find a baccarat site to suit you. Each and every casino on our list holds a valid UK Gambling Commission (UKGC) licence, so you can rest assured that you’re playing somewhere safe.

  2. Sign up

    Found your perfect live dealer baccarat casino? Great, now it’s time to sign up! Follow our link to go straight to the registration page where you can create your account- you may be required to provide identity documents to verify your age and identity. Like the look of the welcome bonus? Check out the terms and conditions and opt in to stretch out your baccarat bankroll.

  3. Deposit

    You’ll need to fund your account to start playing. Making a deposit at our recommended live dealer baccarat casinos is a walk in the park – just head to the cashier page and follow the on-screen instructions. You can choose from a range of payment methods, including gambling with PayPal or Neteller. If you opted in for the welcome bonus, it’ll usually be credited to your account when you’ve made your first deposit.

  4. Play

    Your deposit should be credited to your account almost instantly, so now there’s just one thing left to do – start playing live dealer baccarat online! Head over to the live dealer section of your chosen casino, pick out a baccarat table and set your bets. Good luck!

Why play live dealer baccarat?

Baccarat has always been an option at online and land-based casinos, yet for many years it has played second fiddle to the likes of online blackjack and roulette. The emergence of live dealer tables has given the game a new lease of life and more and more players are trying their hand at live dealer baccarat games. Let’s take a closer look at why it’s such a hit amongst online casino players.

It’s realistic

If you can’t make it to an actual bricks-and-mortar casino, then live casino baccarat is as real as it gets. The dealers are either based in a real casino or a fully kitted-out studio, so players are fully immersed in an authentic setting. On top of that, live dealer baccarat has the social element that makes playing at real casinos so fun. You can use the live chat feature to interact with the dealer, and you can even enjoy chatting to your fellow players in some live games.

High and low stakes

While baccarat may have a reputation for being the game of choice for high rollers, live baccarat casinos bring this much loved game to players of smaller budgets too. The minimum bet limits are higher than in RNG baccarat games, but there’s a number of live variations you can play from £1 per bet. Of course, live casinos also cater for players looking to wager higher stakes than most RNG games – on some tables you can bet up £15,000 per hand!

Fair gaming

All of the games available at UK-licensed online casinos are regulated to ensure they’re fair. However, some casino purists feel more comfortable with a real person dealing the cards, rather than computer software. Whatever baccarat title you play, you can be sure that all the games at our recommended UK casinos are 100% fair and honest.

Instant play

Whether you are on a desktop, laptop, tablet or smartphone, live baccarat is ready and waiting for you. The majority of casinos these days have ditched the software download model and switched to instant play, which means you can play on any device at anytime.

All players welcome

The simplicity of baccarat means that seasoned pros and total beginners can sit at the same table and enjoy the thrill of this game together. Baccarat is entirely a game of chance, so even those with little understanding of the game can learn how to play baccarat and pick it up within a few minutes and enjoy the thrill of a live dealer baccarat casino.

Pros and Cons of Live Dealer Baccarat

Read on for a summary of the pros and cons of live dealer baccarat.

Pros
  • Realistic gameplay - perhaps the key benefit to live baccarat casino games is that they are incredibly realistic. Action is live-streamed in HD from state of the art studio to create an experience that is the closest you will come to a bricks and mortar casino.
  • Top-quality software providers - live baccarat casino games are often produced by some of the best software houses in the business. These include titles from the likes of industry leaders, Evolution Gaming, as well as Playtech and Pragmatic Play.
  • Suits players of all budgets - baccarat has traditionally been associated with high-rollers, such as ever-glamorous James Bond. But online live dealer games feature far lower buy-ins that allow players of all budgets to get involved.
Cons
  • Convenient - it's easy to sign up and start playing at a live dealer baccarat casino, which can be a problem for those struggling with problem gambling habits. If you are finding it harder to control your gambling, then you can check out our guide to responsible gambling.
  • Not widely available - baccarat is a very popular game around the world, but you may struggle to find live dealer versions at top online casinos. Instead, you are more likely to find live dealer blackjack and roulette titles.

How to Play Live Baccarat

Here are a few simple steps to follow to set you on your way to playing live dealer baccarat:

Know the rules
The goal is to get a hand that is as close to nine as possible. Cards two through to nine are worth their face value, aces are worth one, while tens and all face cards have a value of zero.

Place your bet
To start things off, you need to get some money on the table. There are three main betting options in baccarat – banker, player, or tie. The tie bet has a pretty high house edge, so you’re best off wagering on either the banker or player.

Cards are dealt
The dealer deals two cards to both themself and the player. The value of each hand is calculated by adding each card together and taking the right number of the total. So if you have 8 and 7, the hand is worth 5 because 8+7=15. If either hand totals 8 or 9, known as a ‘natural’, that hand wins the round.

Third card rule
If neither player wins, the third card rules come into play. A third card is dealt to the player if their hand totals 0-5, while the player stands if their hand totals 6-7. The third card rules for the dealer are a bit more complicated and depend on the total of the player’s hand. Luckily, the dealer does all the hard work for you in live baccarat games, so all you need to do is watch as the action unfolds!

Collect any winnings
Land a lucky win? Player bets payout at 1:1, so, a £10 bet equals a £10 win. A bet on the banker hand also pays 1:1 but there is a 5% commission fee, so a £10 bet wins you £9.50. Tie bets payout at 8:1.

How does live dealer baccarat work?

There’s no high tech secret behind live dealer baccarat sites – games are simply streamed in real time from live casino studios. You play just as you would an animated game, making your bets via the software interface. Then simply sit back, watch the dealer do their thing and hope the cards land in your favour! Many of the top casino software developers stream their games in HD, making for an even more immersive casino experience.

Live dealer baccarat variations

When you first enter a baccarat live casino, you’ll notice a few variants you can choose from. Those working with a smaller budget can enjoy live mini baccarat, while high rollers can join in the fun at high limit VIP tables. Aside from high and low stakes games, let’s check out the main variations you can find at live dealer baccarat casinos:

Baccarat squeeze

The ‘ritual of the squeeze’ sees the dealer slowly reveal the cards, adding extra tension to this already thrilling game. This is popular in land-based casinos and has been added to live casino baccarat for a more authentic experience. Baccarat squeeze also slows the game down, perfect for those looking for an evening’s worth of entertainment.

Speed baccarat

Speed baccarat is the opposite- this is fast and furious. You can win big in no time at all. In fact, in Evolution Gaming’s Live Speed Baccarat each round is completed in just 27 seconds, making this one of the most rapid live dealer games on the market. Of course, you can lose big just as quickly, so make sure to play sensibly and only bet within your means.

The answer is right in front of you. TopRatedCasinos.co.uk has scoured the web to find the very best live dealer baccarat sites. Our carefully curated top casino list to check out the best bonuses on the market, while our expert reviews cover everything from games collections to withdrawal times. It goes without saying that we only recommended UKGC licenced live baccarat sites, so you know you’re in safe hands. Compare and sign up to start playing live dealer baccarat!

Frequently asked questions

  • Yes. Many live baccarat games come with side bet options to spice things up a bit. In Evolution Gaming’s live baccarat, players can bet on either the player’s or banker’s first two cards being a pair, with each bet paying out at 11:1. Live baccarat games from the likes of Microgaming and Playtech also offer players more ways to win through various exciting side bets.

  • In a standard game of online baccarat, the house edge is 1.06% on the banker bet, 1.24% on the player bet, and 14.36% for the tie. The large house edge of the tie bet explains why most live dealer baccarat players steer clear of this option. Keep in mind that most baccarat casinos charge 5% commission on banker bet wins to make up for the slightly lower house edge.

  • Baccarat is entirely a game of chance, so there’s no strategy you can use to influence your chances of winnings. Some players like to employ betting systems like the Martingale or Paroli, but these are only a way of managing your bankroll, and won’t increase your chances of winning.

  • Yes, you can. Mobile live dealer baccarat is very popular and software houses such as Evolution Gaming, Extreme Live Gaming and NetEnt are leading the way in bringing this much loved game to mobile casino players. All you need is a stable internet connection- there’s nothing more frustrating than missing out on placing your bet, or buffering video, because you’ve lost connection.

  • Yes. At some online casinos you’ll be able to use any bonuses you bag on live baccarat, whether that be a matched deposit, no deposit bonus or a reload bonus. Although, remember that wagers placed on table games usually don’t count 100% towards the wagering requirements. Be sure to check the terms and conditions so that you’re fully clued in.

Contributors

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Noel contributes his expertise on all areas of gambling, putting together TopRatedCasinos.co.uk’s online casino tips and gameplay guides. He’s also a huge football fan and keeps a close eye on the English Premier League and Championship.