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Banking Methods

By Daniel Bennett on

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair. Of course, we can’t rate and review every casino site, but we do make sure that only the best UK-licensed casinos make it onto our lists.

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair. Of course, we can’t rate and review every casino site, but we do make sure that only the best UK-licensed casinos make it onto our lists.

Find out more about the banking options available at top online casinos. We’ve picked out the UK’s top online casinos offering a wide range of payment options, including some of the best e-wallets like PayPal and Skrill.

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Unless you’re playing with a no deposit bonus, you’ll need to stake some of your hard-earned cash for a chance to win some returns. Along with the exhaustive list of UK casinos offering strong payment options, you’ll find a complete guide to making deposits and withdrawals, and breakdowns of how each casino payment method works.

Select a top gambling site, enjoy hassle-free deposits, claim your optional welcome bonus, and get started!

Rank Online Casino Casino Rating Sign-up Bonus Score Key Features Sign Up Terms & Conditions
1
1076 User Ratings
Expert Review

100% Up To £150 + 15 Free Spins

9.9
  • Over 1300 Slots And Casino Games
  • Brilliant Live Casino
  • Great VIP Section
100% welcome bonus worth up to £150 is only valid for new players who have registered but have not made any deposit. The value of the bonus has a play through of 35 which must be met to validate any winnings deriving from it. The offer is valid for all payment methods available in Novibet, apart from Neteller and Skrill. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
2
323 User Ratings
Expert Review

100% Up To £100 + 300 Free Spins

9.7
  • Great VIP Section
  • Rapid Deposits & Withdrawals
  • Generous Amount of Free Spins
18+ Full T&C's Apply. New players Only. £10 min deposit. £5 max bet using bonus. 40x wagering applies. Bonus valid for 14 days. 30 Spins will be credited instantly upon qualifying deposit + then 30 per day for 9 days on pre-selected games. Free Spins valid for 72 hours from credit. Max Free Spins winnings £100. Ewallets excluded. - www.begambleaware.org. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
3
149 User Ratings

Up To £50 Bonus + 100 Free Spins

9.6
  • Brilliant Live Casino
  • Instant Withdrawals Available
  • Live Chat Support
Terms and Conditions Apply. New Players only. 18+. Min First Deposit £10. Min Second and Third deposit: 20. Wagering requirement apply 35x. Offer valid for 72hr. Spins expire after 24hr. 100 spins includes 3 deposits. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
4
814 User Ratings
Expert Review

100% Up To £50 + 50 Bonus Spins

9.6
  • Great Loyalty Scheme
  • Engaging Platform & Design
  • 7 Figure Jackpots
New players only. 100% bonus on first deposit up to £50 & 50 Bonus Spins (30 spins on day 1, 10 on day 2, 10 on day 3) for Rich Wilde and the Book of Dead slot only. Min first deposit of £20. Max bonus £50. Max bonus bet £5. Max bonus cash-out £250. 40x wagering requirements. Bonus expiry 30 days. Bonus spins expiry 2 days. Game restrictions apply. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
5
712 User Ratings
Expert Review

100% up to £100 + 10% Cashback

9.5
  • State Of The Art Platform
  • Very Fast Site
  • No Registration Needed
New customers only. Min deposit £10. Wagering 40x bonus. Max bet £5 with bonus funds. 100% bonus up to £100. Eligibility is restricted for suspected abuse. No max cash out on deposit offers. Welcome bonus excluded for players depositing with Skrill or Neteller. Full T&Cs apply 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
6
742 User Ratings
Expert Review

100% Up To £100 + 100 Bonus Spins

9.4
  • 2,000+ Casino Games
  • Great Welcome Bonus
  • Massive Progressive Jackpots
Minimum deposit of £10. Max bonus bet £5. 100% match bonus up to £100 and 100 bonus spins. Bonus spins are valid on the following game(s) only: Aloha! Cluster Pays. Bonus spins to be credited at a rate of 20 bonus spins per day over five days, triggered on your first deposit. Bonus spins winnings credited in the form of bonus funds and capped at £50. Bonus funds must be used within 30 days and bonus spins within 10 days. 35x wagering on the value of the bonus funds 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
7
218 User Ratings
Expert Review

Up To £200 + 100 Spins

9.3
  • Perfect for VIP Players
  • Excellent Live Casino
  • Great Game Selection
New players only. 18+. Min deposit £10. Wagering requirement apply 35x. Offer valid for 72hr. 100 spins includes 3 deposit. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
8
204 User Ratings
Expert Review

100% Up To £100 + 100 Free Spins

9.3
  • Unique Casino and Bonus Reward System
  • Full PayPal Support
  • Generous Free Spins
New players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30x sum of deposit + bonus. Free Spins are given 20 per day on Book of Dead for 5 days in a row, log in is required. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45x. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus. www.begambleaware.org. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
9
1632 User Ratings
Expert Review

100% Up To £100 +10% Cashback

9.2
  • Excellent Live Casino
  • Perfect for Both High and Low Limit Games
  • 400+ Casino Games
#AD New customers only, min deposit £20, wagering 35x, max bet £5 with bonus funds. Max bonus is 100% up to £100. No max cash out on deposit offers. Welcome bonus excluded for players depositing with Skrill or Neteller. Cashback is cash with no restriction. Click here for full T&Cs 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
10
213 User Ratings
Expert Review

Up To £200 + 100 Spins

9.1
  • Great Range of Slots
  • Live Dealer Available
  • Excellent Customer Support
New depositing players only. Min. deposit £20. Welcome package includes 3 deposit bonuses. After first deposit made, customers will get + 20 Spin for the next 4 days. 35x wagering applies. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.

Other Sites Where You Can Bank Your Way

There are plenty of great operators out there offering a wide range of payment options.

While these sites didn’t make our top 10, they’re all fully UKGC-licensed and definitely worth considering for your next sign-up.

Magical Vegas

100% Match Bonus up to £300 + 50 Spins

Read Review Go to site
1st dep. of £20-£300, max bonus £300 on selected slots, 50x wagering on the sum of deposit & bonus applies. Max convertible 5x bonus amount received and T&C's Apply. 18+ 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Plaza Royal

100% up to £50 + 100 Free Spins

Go to site
New players only. 18+. Min deposit £10. Wagering requirements 35x. Spins expire after 24hr. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Paddy Power Games

Deposit £10 Get £50 + 100 Spins

Read Review Go to site
UK &; IRL only. Deposits made with e-wallets are not valid for this promo. Bonus wagering x35 on eligible games. Winnings from bonus capped at £500. Spins available after bonus is redeemed/lost. 10 per day with no wagering. Full T&Cs apply 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Play Frank

100% Up To £100 + 50 Bonus Spins

Read Review Go to site
New players only. Min deposit £20. Bonuses to a max of £100 + 50 spins. Wagering bonus 35x. Wagering bonus spins 35x. The winnings must be wagered within 21 days. Bonus T&Cs apply 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Mr Play

Up to £200 + 100 Bonus Spins

Read Review Go to site
First Deposit: 100% up to £50 + 20 Spins on Starburst *Min. Deposit £10 Second Deposit: 50% up to £75 *Min. Deposit £20 Third Deposit: 50% up to £75 *Min. Deposit £20 After first deposit made, customers will get + 20 Spin for the next 4 days 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Dream Vegas

100% Up To £400 + 50 Spins

Read Review Go to site
One bonus offer per player. Minimum deposit £20. Max bonus bet is £5. Bonus spins on selected games only and must be used within 72 hours. Winnings from Bonus spins credited as bonus funds and capped at £100. Bonus funds must be used within 30 days otherwise any unused bonus shall be removed. Bonus funds are 100% match up to £400 and 50 bonus spins on eligible Netent games on your 1st deposit. Bonus funds are separate to Cash funds, and are subject to 35x wagering the total bonus & cash 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Aspers Casino

100% Up To £100 + 100 Spins

Read Review Go to site
New players only. Min deposit £20, Max bonus £100. 50x WR, 100 Free Spins - 10 batches of 10 Free Spins Daily - No WR - Max Win £10 per batch. T&Cs Apply 18+ 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Fruit Kings

100% up to £50 + 100 Bonus Spins

Read Review Go to site
New players only. 100% bonus on first deposit up to £50 + 100 Bonus Spins (50 spins on day 1, 25 on day 2, 25 on day 3) for Book of Dead slot only. Min first deposit of £20. Max bonus £50. Max bonus bet £5. Max bonus cash-out £250. 40x wagering requirements. Bonus expiry 30 days. Bonus spins expire after 48 hours. Game restrictions apply. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Casino Lab

100% Up To £100 + 300 Free Spins

Read Review Go to site
18+. Full T&Cs apply. New players only. £10 min deposit. £5 max bet using bonus. 40x wagering applies. Bonus valid for 14 days. 30 spins will be credited instantly upon qualifying deposit + then 30 per day for 9 days on pre-selected games. Free spins valid for 72 hours from credit. Max free spins winnings £100. Ewallets excluded. www.begambleaware.org. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Regal Wins

100% Up To £300 + 50 Spins

Read Review Go to site
1st dep. of £20-£500, max bonus £500 on selected slots; 40x wagering on the sum of deposit & bonus applies. Max convertible 5x bonus amount received. T&Cs Apply 18+ 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.

Best Casinos and their Banking Methods

  • Jackpot Village
    Jackpot Village - Best Casino for Fast Withdrawals
  • The Sun Vegas
    The Sun Vegas - Best Casino for PayPal
  • Klasino
    Klasino - Best Casino for Skrill
  • The Sun Play
    The Sun Play - Best Casino for Neteller
  • Novibet
    Novibet - Best Casino for Visa
  • Mr Play
    Mr Play - Best Casino for Mastercard
  • The Sun Play
    The Sun Play - Best Casino for Boku

Deposits and Withdrawals 

Depositing and withdrawing your funds is the central part of playing with casinos online. While there are ways to play for free, such as demo games and no deposit casino bonuses, you may want to eventually play real money games with your own funds, which of course, will require you to make a deposit.

To then get your hands on any potential winnings, you’ll be able to make a withdrawal. The best casinos feature several payment methods, each with their benefits and drawbacks, so it’s important to learn more about your options in order to identify one that suits you best.

Understanding Transaction Times 

Most banking methods offer instant deposits, meaning you’ll have the funds in your online casino account within seconds of submitting your deposit request. Some deposit options include additional security layers that may slow things down a touch, such as Visa’s Secure Checkout and Boku’s SMS confirmation codes, but it’s a small price to pay for extra peace of mind.

Where casino banking methods differ most is in the withdrawal process. If you want to transfer funds from your casino account to your bank account quickly, you’re generally best to go for an e-wallet like PayPal. As we explain below, many online casinos offer fast withdrawals for such methods, ranging from instant transfers to just 24-hour waits.

Debit cards, such as Mastercard and American Express, tend to be much slower, with 3-5 day lead times on top of the casino site’s internal checks and processing.

Details of each method’s deposit and withdrawal speeds are typically found in the casino’s terms and conditions. Bear in mind that some payment methods are excluded from bonuses, however, so check that your preferred option for speed is also eligible for claiming deposit bonuses.

Some online casinos stipulate that your deposit and withdrawal choice must be one and the same, so look out for this in the terms and conditions, too.

Fast Withdrawals 

Fast withdrawal casinos do exactly what they say on the tin, giving you access to your funds almost instantly. The casinos that support a range of fast withdrawal payment options, such as PayPal, are the best ones to choose if it’s quick payouts you’re looking for. Transaction times will differ depending on the casino’s pending time policy, however.

The best casinos on this list will process debit card withdrawals in one to three working days, while others can take up to five working days to appear in your account.

Terms and Conditions

While fast withdrawals and fees are key in choosing the right payment method, checking your casino’s terms and conditions is also important, especially when claiming a bonus.

There are several stipulations that could affect your gameplay, so it’s important to read the fine print to find the casino and payment method that suit you best.

Time Limits 

Most casinos will set time limits on how long a bonus can be used for after it has been activated. You will have to meet the conditions set for it, such as wagering requirements, within this time in order to access your funds. If you don’t, then your bonus funds may be lost and you won’t be able to withdraw any potential winnings. 

32Red’s 150% up to £150 matched deposit, for example, comes with a seven-day time limit on how long the bonus remains valid after being activated. This means you’ve got just a week to meet the 50 times wagering requirements.

Deposit and Withdrawal Limits 

Casinos will have varying deposit and withdrawal limits that can affect how you play with them. Some sites will have high deposit and withdrawal limits, while others will have far smaller ones and players will have different preferences depending on the sizeof their budget. 

Most casinos will have minimum deposit and withdrawal limits of £10, like 888 Casino. But players on a tighter budget will look for sites that have smaller minimum deposit limits, so that they can still get the best gaming experience possible. Paddy Power is the perfect site for these players, with a minimum deposit limit of £5. 

High rollers, however, will look at the casino’s maximum withdrawal limits when choosing the site for them. They’ll want a casino that will allow them to withdraw large amounts of money in a single transaction. A site like Grosvenor Casino, with a maximum withdrawal limit of £15,000 per day, for example, would be a great casino for them. 

Bonus Payment Exclusions 

Certain casinos will exclude certain payment methods from their bonuses. This isn’t particularly common, but usually applies to Skrill and Neteller users. Any deposit into a bonus made using an excluded payment method will not be eligible for the offers. Debit card payments and bank transfers, including those conducted through Trustly casinos, may even be the sole option for bonus eligibility.

Paddy Power ‘deposit £10 get £60 plus 100 free spins’ bonus, for example, excludes all forms of e-wallets from the offer.

Payment Security 

All the payment methods we list here are perfectly safe to pay with and use a variety of different methods to keep your data secure. Different payment methods will protect your information in different ways, however.

Using PayPal, for example, means you don’t have to share any financial information with a third party. And what’s more, the e-wallet provides 24/7 fraud monitoring so that you know straight away if there is suspicious activity on your account. It’s common practice among top payment providers, such as PayPal and ecoPayz, to encrypt transactions with SSL technology, too.

Debit Cards 

Chances are you’ve used a debit card to pay for something before, and the process remains mostly the same. You visit the cashier page of your chosen casino, enter your card details and select the amount you wish to deposit. It really is that simple!

The Nation’s Favourite Payment Method

Despite the growing popularity of other, newer payment methods, debit cards undoubtedly remain the nation’s preferred method of payment. They’re easy to use, there are no third party registration forms, and your funds will be available instantly! What’s not to like?

Convenient

Debit Cards are still one of the most convenient methods of payments available to players at online casinos. Many players prefer to stick with what they know and trust, and they’re accepted methods of payment just about anywhere you can think of, from your local supermarket to all of our top online casinos.

When you make an account, almost all banks and building societies provide you with a debit card for easy access to your funds. Popular brands such as Maestro, Visa and Mastercard are widely accepted at online casinos.

Cash Out

When you decide to cash out your winnings, you’ll be able to withdraw your funds to your bank account, and they should be available between 3 and 10 working days, depending on your chosen casino. While this withdrawal time can be a negative for some, Visa customers can make use of Visa Fast Funds to accelerate the process.

Drawbacks

While they are easy to use, there are drawbacks to using debit cards. When making a payment, you must submit sensitive information relating to the card, such as the card number. While licensed UK online casinos always use industry-standard technology to ensure secure payments, there is always the risk that hackers may find a new way to break in.

Using antivirus software and firewalls will minimise the risk involved on your end, but some prefer to keep their bank details private by opting for an alternative payment method, such as an e-wallet, prepaid card, or pay-by-mobile solution. 

The law concerning the use of credit cards when gambling online recently changed, with the UK Gambling Commission announcing on 14th April 2020 that they would be banned from any online gambling activity as part of the Government’s Review of Gaming Machines and Social Responsibility Measures.

WELCOME OFFER

100% Up To £100 +10% Cashback

  • Excellent Live Casino
  • Perfect for Both High and Low Limit Games
#AD New customers only, min deposit £20, wagering 35x, max bet £5 with bonus funds. Max bonus is 100% up to £100. No max cash out on deposit offers. Welcome bonus excluded for players depositing with Skrill or Neteller. Cashback is cash with no restriction. Click here for full T&Cs 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.

e-Wallets

e-Wallets are one of the most widely used forms of payment for online casinos and their popularity is growing year on year. 

PayPal

PayPal is probably the most well known e-wallet available today, used as a payment solution for a variety of different transactions. But let’s have a look at what makes it so useful for online casinos.

Secure Deposits and Withdrawals

PayPal is considered to be one of the most secure payment methods because you don’t need to share your card information with any casino. All you need to do is login with the email address and password you registered with your PayPal account. 

The PayPal website also enables you to use two-factor authentication to keep your data secure, while those using the app can log in using fingerprint identification. There’s even 24/7 fraud monitoring to keep your personal information secure. 

Fast Payouts 

PayPal offers instant deposits to your casino, but what really sets this e-wallet apart is that it offers some of the fastest withdrawal times around. Compared to withdrawing with debit cards which can take up to 5 working days, withdrawals from your casino to your PayPal account take as little as a few hours.

The best fast withdrawal casinos even allow instant withdrawals! The process of then transferring your funds from your PayPal wallet to your bank account only takes a few hours, meaning PayPal have some of the fastest transaction times of any payment solution today. 

Drawbacks

The only slight drawbacks to using PayPal is that it’s not universally accepted by all online casinos, while some casinos exclude them from their bonuses. You’ll also need to create an account which, while totally free to do, can be a slight inconvenience.

Neteller 

Neteller has become one of the most widely recognisable online payment methods available today with the service trusted by millions around the world and used in over 180 countries.  But why is it so popular? Let’s find out. 

First-Class Security 

Neteller is an incredibly secure way to make transactions online, putting a strong wall between your personal information and the casino – helping you to control your finances when online. It even allows you to enable two factor authentication as an added layer of security to protect your information.

Neteller is also regulated by the Financial Standards Authority (FSA), meaning that all your transactions are processed as safely and securely as possible. 

Net+ Card

When you sign up to Neteller you get access to a prepaid Mastercard called a Net+ card, which can be either plastic or virtual. You get one virtual card free with your account and can have up to five more at the cost of £2 each, with a plastic card costing £8 each.

The big advantage of Net+ card is that you can withdraw your winnings instantly with and then spend it at any other retailer that accepts Neteller, making Neteller one of the most flexible eWallets out there right now. 

Drawbacks

One of the downsides to using Neteller, however, is that using it can often incur fees. You’ll be able to deposit via a local bank transfer and use your Neteller account free of charge, however, there are fees for depositing via other methods like Visa (1.95% – 4.90%) or Skrill (3%).

Withdrawing via bank transfer will see you charged the equivalent of €7.50, while withdrawals to your Net+ prepaid Mastercard will incur a fee between 0 – 1.75 percent. In addition to Neteller’s withdrawal fees, some online casinos may charge an extra processing fee. This isn’t particularly common, but we’d still recommend checking out the terms and conditions. 

Using Neteller to make your first deposit can also disqualify you from claiming welcome bonuses at certain casinos. This can be a real let down when you first sign up to a casino so it’s best to check the site’s T&Cs before you dive in with Neteller.

Skrill 

Skrill is one of the oldest e-wallets around today, being founded back in 2001. It was called Moneybookers back then and it has gone on to be one of the most highly regarded e-wallets around the world. Wonder what all the fuss is about? Let’s have a look. 

Depositing and Withdrawal Times

A key benefit to using Skrill is the speed with which transactions are processed. Deposits and withdrawals at online casinos take a matter of minutes, which is a huge advantage compared to debit cards which can take up to five working days. Withdrawal times can be subject to the individual casino’s pending policy, but generally speaking you should have you cash in hand within a matter of seconds. 

Skrill 1-Tap 

Another big plus for Skrill is their 1-tap feature. This feature allows you to deposit your funds with one click, rather than having to go through the slightly more arduous task of entering your email address, so just look out for the 1-tap logo at the cashier section. There is a 4.9% charge on funds paid in this way, however, and those funds can only be deposited in Euros.

Drawbacks 

Your casino will never charge for using Skrill, but you will face transaction fees from Skrill when you withdraw any money from the casino. The rates currently sit at £4.76 for bank transfers, 7.50% for Visa and 1.9% up to a max of £17.32 when transferring to another Skrill wallet. This isn’t a lot, but it’s a definite downside compared to debit transactions which are free. 

There is also the risk that certain casinos will disqualify Skrill from being used as part of their bonuses. This would be a major disappointment to new players so it’s always best to check the individual casino’s terms and conditions before you play.

Paysafecard

While most online payment methods require you to share your personal financial details, this is not the case with a prepaid Paysafecard. They can be bought over the counter with cold, hard cash, instead of having to sign up to a service, and used with total security online. 

Added Security 

There’s no need to sign up to any service or programme when using a prepaid Paysafecard, you simply buy it and use it online in a way that is safe and easy as cash. This means there’s no need to share your personal financial information with any third party company nor with the casino.

A Paysafecard is available in either £25, £50, £75 or £100 amounts and you don’t even have to use it all in one go. You will be provided with a 16-digit Paysafecard PIN that can be used at thousands of different outlets, adding that extra bit of security. 

Paysafecard Prepaid Mastercard

Once you create an online Paysafecard account, you can order a physical Paysafecard Mastercard which can be topped up over and over again. The card has the same functionality as a standard Mastercard meaning it can be used for both online and offline payments wherever you are in the world. 

Drawbacks

While there are no fees involved from Paysafecard themselves for its use, some casinos will charge small transaction fees when it’s used on their site. This is not common but it is still worth checking the terms and conditions before you go ahead with it.

The Paysafecard Mastercard, however, does come with specific charges, however. The card costs £8 annually and requires a 4% top up fee as well as a 3% ATM withdrawal fee. You will also be unable to withdraw any winnings using your Paysafecard and will have to use an alternative payment method in order to carry this out.

Trustly

Trustly is a relatively new financial institution that’s making waves in the online payments space, serving as an intermediary between bank accounts and merchants to shield customer information from the transfer process. In effect, this is a more secure option than a direct bank transfer, and you’ll be surprised to find that this particular middleman accelerates the process rather than slowing it down.

Simply head to your online casino’s cashier page, select Trustly and you’ll be sent to its site. Once there, pick your bank from the menu, enter your online banking login details and the deposit amount, confirm the payment through your bank’s security layers, and Trustly handles the rest.

None of your information is stored, and you can be comfortable in the knowledge that Trustly is authorised and regulated by the Financial Conduct Authority (FCA), meaning it’s totally safe and legitimate.

No Registration Required

One of the great things about Trustly is that you don’t need to sign up for it – simply use the service at the point of need, and all of your details are wiped once the transaction is complete.

Widely Available

Trustly is supported by a huge number of UK banks, including but not limited to:

  • Lloyds
  • Barclays
  • NatWest
  • Halifax
  • Santander
  • HSBC
  • Nationwide
  • RBS
  • TSB

Speedy Transactions

A typical wire transfer can take longer than other payment methods to clear for both deposits and withdrawals, but using Trustly significantly speeds up the process, delivering instant deposits and quick withdrawals. Some fast withdrawal casinos even offer Trustly withdrawals in as little as 24 hours, meaning it can compete with PayPal as a top fast payout payment option.

Drawbacks

Trustly has little to no significant drawbacks, offering a quick, secure service with high payment limits and no need to sign up. However, players looking to keep their online casino payments in close control may prefer to opt for an alternative method that has a lower cap on deposits, such as the £30 ceiling you’ll get with a pay-by-phone-bill service like Boku.

Bank Transfers

Bank transfers are one of the safest methods of payment for online casino players today. They allow players to deposit and withdraw their funds directly to their casino’s bank account without the need of a third party. 

Convenience 

A big plus for online players is that there’s no need to share your financial information with anyone other than your casino.  The fact is almost everyone has a debit card, so it eliminates the need for any registration. What’s more, it’s also a trusted payment method for many.

Drawbacks 

The big drawback with transfers, however, is that the sheer manual effort required in starting one in the first place. Finding the necessary information can be real pain to uncover and once you do find that information, there will often be fees attached to each transfer.

Some casinos will deduct a fee for every withdrawal made using a bank transfer, while the bank will almost certainly charge you once each amount is received.

Pay by Phone 

Pay by phone casinos work just like any other payment method, but there is just no need for a card or for you to enter any sensitive financial information like your card number. Instead, through services like Payforit or Boku, you can play your usual casino games with each deposit being added to your monthly phone bill. 

Security 

The big upside to pay by phone casinos is the security they provide players. The reason it’s so safe is because you don’t have to share any personal information with the casino, all your finances are handled by the phone company. What’s more, with each deposit you make you will be required to enter a specific code sent to you via SMS. Without that code, no transactions can be carried out. 

Using pay by phone means you don’t have to disclose any sensitive financial information such as your debit card number. You simply enter your phone number, and you’ll receive a text asking for you to verify the payment. You can do this  by entering a code or replying to the text, in most instances. 

Once the payment is verified, the deposit will be charged to your phone bill. If you’re on a phone contract, the payment will be processed when you pay your monthly bill. If you use mobile pay-as-you-go, it will be taken from your phone credit balance.

Drawbacks

A big drawback to paying by phone is that withdrawals are not supported by the payment method. In order to get your hands on your winnings, you will need to do so via a different payment method. 

You’ll also find that, while there are a number of pay by phone casinos, the method still isn’t widely accepted.

Bitcoin 

As online casinos continue to evolve, so do the payment methods that they implement. Bitcoin is a digital crypto-currency that has skyrocketed in popularity over the last few years. Online casinos were among the first to integrate Bitcoin as a payment method.

There are now many user-friendly websites or ‘Bitcoin wallets’ available to players, which allow them to purchase and store Bitcoin as well as other cryptocurrencies. To deposit, simply visit your casino’s cashier and select Bitcoin as your method of payment.

It’s not widely accepted yet, but if you choose to play at certain Bitcoin casinos, you’ll be able to use Bitcoin and benefit from its numerous advantages.

Anonymity

Much like e-wallets, paying with Bitcoin ensures anonymity for players. There’s no need to share confidential information or your personal details, so there’s zero risk of this information being leaked.

No Middle Man

Bitcoin eliminates the middle man. The transaction occurs directly between the player and the casino operator. This will save you a nice bit of cash in the long run, as there are no additional fees involved, unlike a traditional payment method such as a debit card. Bitcoin withdrawals and deposits are also instant, with no time wasted waiting for your payment to be processed by a bank.

Cash Out

Making a withdrawal using Bitcoin is simple. All you need to do is visit your casino’s cashier and withdraw back to your Bitcoin wallet. From here, you can use your winnings at merchants that accept Bitcoin, or use a Bitcoin exchange to convert your winnings to the currency of your choice.

Drawbacks

Unfortunately, Bitcoin is not widely accepted, even in the casino industry. This could be an issue for players who wish to use one method of payment across a number of different casinos.

Also, the value of Bitcoin fluctuates according to demand, and can be quite volatile. While many experts predict the value to go through the roof, there’s no guarantee that your Bitcoin will hold its value in the near future.

Apple Pay

Launched in 2015, Apple Pay has proved to be one of the safest and most popular ways to make transactions. All you need to do is add your bank card to your Apple Wallet, meaning you’re just one click away from each payment.

Security 

There’s no need to share your personal information with your casino when you pay by Apple Pay. As long as your bank account is registered with your device, then every deposit is just one click away. What’s more, each transaction you make can only be carried out after you authenticate it using the device’s fingerprint and facial recognition technology, giving you that added layer of security. 

Convenience 

When it comes to convenience, Apple Pay is almost unrivalled. With no need to enter in any lengthy financial information, every deposit you make is just one click away. And with Apple’s first class reputation in technological innovation and millions of users worldwide, you can be sure that the user experience is top draw.

Drawbacks 

A key drawback to Apple Pay, however, is that it’s not universally accepted by all online casinos and as its name suggests, it’s exclusive to owners of iOS devices.

Google Pay

Google Pay is one of the most widely accessible and fast growing digital payment methods on the market today. By linking your bank account to your Google Pay account, you can seamlessly make payments with the single click of a button. 

Versatility 

Unlike with Apple Pay where the service is only available on Apple devices, Google Pay is available on both Apple and Android handsets. All you’ll need is a Google account and the Google Pay app and you’re away. 

Convenience 

The big upside to Google Pay is that it marries convenience with security. Your personal information doesn’t need to be shared with your chosen casino and is instead kept safe by Google Pay’s first class encryption software. This means that you’re always only one click away from each deposit! 

Drawbacks 

One of the few drawbacks to Google Pay is that it’s not accepted by all major casinos. What’s more, Google Pay is not yet accepted on Windows phones.

Other Payment Options

While the payment methods highlighted above are commonly offered at the best UK online casinos, there are a few uncommon ones that crop up from time to time.

Citadel

Citadel offers instant payments in a similar fashion to Trustly, but it’s reasonably rare to find it at online casinos. The provider was launched in 2000 and is regulated by the FCA.

Instadebit

Instadebit is a Canadian financial institution that’s growing in popularity worldwide, including at online casinos. The service promises quick deposits and withdrawals from your online casino account, and the service has top of the line security to keep every sliver of data completely secure.

Giropay

Giropay is a German internet payment system that facilitates quick direct transfers to and from bank accounts. As with the other options in this section, it’s not a common find at online casinos, but it is an excellent service that makes payments quickly, seamlessly, and with security at the top of the agenda.

Pay & Play

Now that you’ve learned all about the payment methods available to you, you’ll want to choose a casino that suits your banking needs. Our top UK online casinos are known to offer a great range of payment methods – all that’s left for you to do is pay and play. Good luck!

Frequently Asked Questions

  • When it comes to online payments, vigilance is an absolute must. Generally speaking, if a payment provider isn’t listed on the FCA register, it should be avoided. This register includes details of the legitimate websites and contact information for each provider, so you can compare these details with what you’ve been presented with to make sure they’re legit. Scammers regularly target users with phishing emails, fake links, and alarming messages designed to trick you into handing over your financial information.

    Always check that what you’ve received is from a legitimate email address or registered number, keep an eye out for bad formatting, spelling mistakes, and low-quality images, and never click a link on an email until you know it’s safe. If in doubt, get in touch with the customer support team of the institution in question using details from their website, and they’ll be able to help.

  • The easiest way to find out if an online casino or gambling site has a licence is to check the UK Gambling Commission’s (UKGC) public register. Licence holders are guaranteed to provide secure transactions, fair games, and customer support, as well as adhering to a broad range of ethical regulations designed to keep you safe.

  • PayPal is generally the best bet when it comes to fast withdrawals, but it all depends on the site in question. Check the site’s terms and conditions for further details on whether it offers fast withdrawals, as well as the typical deposit and withdrawal times you can expect from each of its payment options.

  • At licensed online casinos, debit cards are perfectly safe to use as your payments and details will be kept secure by SSL encryption technology. However, you can take extra steps to protect your data by using an e-wallet, removing the need to share your bank details with the online casino. Similarly, prepaid cards and pay-by-phone options also minimise the amount of sensitive information you need to share in order to make payments.

  • Some casinos place no restrictions on payment eligibility for welcome bonuses, but many do. Always check the terms and conditions of the casino and bonus in question to make sure you don’t miss out, especially as most welcome bonuses are only available for your very first deposit.

  • Yes. You’ll need to complete Know Your Customer (KYC) checks each time you deposit and withdraw funds from your online casino account. This ID process ensures that your money only goes through you, as well as protecting the casino against potential money laundering. To complete the checks, you’ll need proof of ID and proof address. Many casinos have ways of speeding the process up for pre-approved members, meaning you may find that your KYC checks are faster after you’ve been verified the first time.

  • Generally speaking, yes! You should have access to exactly the same payment methods an online casino offers, whether you’re using a mobile-optimised browser or a native app. You may also have access to mobile payment options such as Apple Pay and Android Pay, making for quick and seamless transactions.

  • If you’ve won money through your own cash, you can make withdrawals provided the figure exceeds the casino’s minimum withdrawal amount. If your winnings are related to a bonus, however, you’ll almost always need to clear wagering requirements first. Wagering requirements are typically calculated by a figure that’s multiplied by your bonus amount, and you’ll need to wager the sum total in order to unlock withdrawals. For more information, check out our in-depth wagering requirements guide.

  • Yes! GAMSTOP is a self-exclusion service that you can use to block yourself from gambling sites for six months, a year, or five years. Simply enter your details and the duration you require, and GAMSTOP does the rest. From there, you’ll be stopped any time you encounter KYC checks at online gambling sites. Once the period is up, GAMSTOP will get in touch to ask if you’d like to continue the self-exclusion. If you don’t respond or miss the email, don’t worry; GAMSTOP will continue the self-exclusion until it hears from you.

Contributors

Daniel Bennett

As Editor-in-Chief, Daniel offers his expertise in all things gambling, contributing to a number of topics on TopRatedCasinos.co.uk, including our casino reviews and strategy guides. Daniel is also an avid sports fan, with a strong interest in NBA and Premier League betting.

Marcus is an Editor at TopRatedCasinos.co.uk and is currently based in London, UK. Along with managing content across the site, he’s an expert in all things related to online casinos, with a particular personal interest in poker and blackjack.

Ben is a staff writer whose expertise extends to all areas of gambling, allowing him to contribute to a range of topics at TopRatedCasinos.co.uk – from individual casino reviews to strategy guides. Ben is also a huge sports fan with experience writing about football for a number of different publications.

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