Banking Methods

Updated November 2019

Unless you’re playing with a no deposit bonus, you’ll need to stake some of your hard earned cash for a chance to win some returns. We’ve picked out the UK’s top online casinos that offer a wide range of payment options including some of the best e-wallets like PayPal and Skrill. You’ll be able to pick a gambling site, deposit and start playing within a matter of minutes!

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Beginner’s Guide to Banking at Online Casinos

The range of banking options at player’s disposal is now more extensive than ever, but with so many methods to choose from, getting started can be a daunting task. Knowing which payment methods offer the best security, speed and ease of use can help you get the most out of your casino experience.

Depositing
Once you’re done with the sign up process, there’s just one step left before you can get stuck in and play your favourite games- making your deposit. You’ll be asked to select a preferred method of payment and some casinos offer a wider range of options than others, so choose wisely! There may be restrictions on the amount you can deposit at one time. The upper limits varies largely by casino, but the lower limit is usually between £5 and £15.

Withdrawal
If you’re lucky enough to land a win, you’ll want to withdraw your funds quickly to put them to use. Whether you’ve won big and fancy a trip abroad or you just want to give your bank balance a boost, you’ll want your winnings transferred in a flash. Depending on your chosen method, withdrawals can take between 2-10 days to complete.

A Closer Look
Read our comprehensive guide to online casino banking for a closer look at the payment methods available to you today. When you’re done, you’re sure to have found a payment option that best suits your needs.

Payment Methods

In the UK, we’re fortunate enough to have a choice of payment methods for most purchases, including credit and debit cards, electronic payments such as e-wallets, and even cryptocurrencies like Bitcoin. As new forms of payment become more popular, it pays to know what options are available to you. Let’s get started.

Debit Cards & Credit Cards

Whether it’s debit or credit, chances are you’ve used a card to pay for something before, and the process remains mostly the same. You visit the cashier page of your chosen casino, enter your card details and select the amount you wish to deposit. It really is that simple!

The Nation’s Favourite Payment Method

Despite the growing popularity of other, newer payment methods, debit and credit cards undoubtedly remain the nation’s preferred method of payment. They’re easy to use, there are no third party registration forms, and your funds will be available instantly! What’s not to like?

Convenient

Debit Cards are still the one of the most convenient methods of payments available to players at online casinos. Many players prefer to stick with what they know and trust, and they’re accepted methods of payment just about anywhere you can think of, from your local supermarket to all of our top online casinos.

When you make an account, almost all banks and building societies provide you with a debit card for easy access to your funds. Popular brands such as Maestro, VisaAmex and Mastercard are widely accepted at online casinos.

Cash Out

When you decide to cash out your winnings, you’ll be able to withdraw your funds to your bank account, and they should be available between 3 and 10 working days, depending on your chosen casino. While you may find some casinos that allow you to withdraw to your credit card, most don’t offer this functionality.

Credit vs Debit

Credit Cards are a little different from debit cards, in that users are given a line of credit to make purchases, which they can pay for at a later date. This gives you a bit of flexibility, but make sure you only ever wager what you can afford.

Drawbacks

While they are easy to use, there are drawbacks to using debit and credit cards. While most casinos will allow you to make deposits without charging a fee, some do charge a small percentage of your deposit for using credit cards as a method of payment.

When making a payment, you must submit sensitive information relating to the card, such as the card number. While our top UK online casinos always use industry standard technology to ensure a secure payment, there is always a tiny risk that this information could be leaked. Using antivirus software and firewalls will minimise the risk involved on your end.

E-wallets

An electronic wallet, or e-wallet, is a method of payment that is becoming increasingly popular in recent years. You might not be familiar with the term, but you’ve probably heard of PayPal. PayPal has become a household name in recent years and is just one example of many e-wallets available to casino players in the UK.

What is an e-wallet?

E-wallets are online accounts used to store and transact using a computer or smartphone. Just like a card from your real wallet, e-wallets can be used to transact immediately and securely. Popular e-wallets include PayPal, Neteller, Skrill and ecoPayz.

Easy To Use

First, you’ll need to check that your casino offers e-wallet support. You can use this payment method at lots of online casinos, but the accepted e-wallets can vary from site to site.

Once you’ve chosen your preferred e-wallet, depositing is a doddle! All you need to do is visit the cashier page and once prompted, sign in using your email and password and pay via your chosen e-wallet. Your funds will be available instantly.

Safe, Secure & Fast

In the digital age, we’re all concerned about security when making online payments. The last thing you’d want is to become a victim of fraud.

Using e-wallets is a great way to minimise the risk of loss and theft. They allow a player to store bank accounts, debit cards and other payment methods in one place, protected with secure encryption technology and password protection.

When you make a payment, the casino doesn’t receive your debit/credit card details. Instead, a random transaction number is used. This minimises the risk of having your data stolen.

Cash Out

If you’re manage to land a win, you’ll be able to withdraw your winnings back to your e-wallet, where you can then withdraw to your bank account or purchase goods from merchants that accept your chosen e-wallet. E-wallet payouts are usually processed very efficiently, allowing for many perks such as fast withdrawals.

Drawbacks

E-wallet providers usually make it an easy process to sign up for an account, however linking your bank account or debit/credit card to your account can sometimes be a lengthy process, with verification potentially taking a few business days.

Prepaid Cards

What is a Prepaid Card?

As the name suggests, a prepaid card is one that allows you to spend money that you have loaded onto the card in advance. Unlike a debit card, prepaid cards are not linked to any bank account. Some of the most popular prepaid cards include Paysafecard, Neteller and Skrill.

Anonymity

The fact that prepaid cards are not linked to a bank account ensures a high level of security for your personal information. None of your details need to be disclosed to the casino, so there’s no risk of them getting into the wrong hands.

Set Limits

When depositing from a debit card, or any other method linked to your bank account, you can deposit up to the casino’s limits, which is usually a fairly large number. Of course, most casinos allow players to set themselves limits, but a prepaid card does that for you.

If you want to deposit £30 and no more, then you’ll simply load your card with £30. Once it’s been deposited, the remaining balance will be £0. This is helpful when it comes to maintaining responsible gambling habits.

Drawbacks

There are often fees attached to making deposits using a prepaid card. This can be quite frustrating for some players, but others may find that the ability to remain anonymous is well worth the small charge.

Bitcoin

What is Bitcoin?

As online casinos continue to evolve, so do the payment methods that they implement. Bitcoin is a digital crypto-currency that has skyrocketed in popularity over the last few years. Online casinos were among the first to integrate Bitcoin as a payment method.

There are now many user-friendly websites or ‘Bitcoin wallets’ available to players, which allow them to purchase and store Bitcoin as well as other cryptocurrencies. To deposit, simply visit your casino’s cashier and select Bitcoin as your method of payment.

It’s not widely accepted yet, but if you choose to play at certain Bitcoin casinos, you’ll be able to use Bitcoin and benefit from its numerous advantages.

Anonymity

Much like eWallets, paying with Bitcoin ensures anonymity for players. There’s no need to share confidential information or your personal details, so there’s zero risk of this information being leaked.

No Middle Man

Bitcoin eliminates the middle man. The transaction occurs directly between the player and the casino operator. This will save you a nice bit of cash in the long run, as there are no additional fees involved, unlike a traditional payment method such as a credit card. Bitcoin withdrawals and deposits are also instant, with no time wasted waiting for your payment to be processed by a bank.

Cash Out

Making a withdrawal using Bitcoin is simple. All you need to do is visit your casino’s cashier and withdraw back to your Bitcoin wallet. From here, you can use your winnings at merchants that accept Bitcoin, or use a Bitcoin exchange to convert your winnings to the currency of your choice.

Drawbacks

Unfortunately, Bitcoin is not widely accepted, even in the casino industry. This could be an issue for players who wish to use one method of payment across a number of different casinos.

Also, the value of Bitcoin fluctuates according to demand, and can be quite volatile. While many experts predict the value to go through the roof, there’s no guarantee that your Bitcoin will hold it’s value in the near future.

 

Pay & Play

Now that you’ve learned all about the payment methods available to you, you’ll want to choose a casino that suits your banking needs. Our top UK online casinos are known to offer a great range of payment methods – all that’s left for you to do is pay and play. Good luck!

Contributors

Daniel Bennett

As staff writer, Daniel offers his expertise in all things gambling, contributing to a number of topics on TopRatedCasinos.co.uk, including our casino reviews and strategy guides. Daniel is also an avid sports fan, with a strong interest in NBA and Premier League betting.