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UK's Best Online Baccarat Sites - 2024

By Daniel Bennett on

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

Baccarat’s something of a forgotten gem at online casinos, but there’s no shortage of great online baccarat sites to choose from. Whether you’re looking for a new casino card game to try your hand at, or you’re a regular Sean Connery at the baccarat table, this selection of the best baccarat casinos online is sure to satisfy.

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We’ve hand-picked the best online casinos for online baccarat in the UK.

Each of the sites listed here is licensed by the UKGC, packed with games to try out, and ready to rewards new sign-ups with a welcome bonus.

Read on to learn more about this classic casino game, the ins and outs of its many variants, and how to select the ideal baccarat casino to suit your tastes.

Compare sites, read expert reviews, take your pick, and simply click the link to sign up and claim your welcome offer!

Top Online Baccarat Casinos - June 2024

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Rank Online Casino Casino Rating Sign-up Bonus Score Key features Sign Up Terms & Conditions
1

100% up to £100 + 100 Free Spins

9.9
  • Unique Casino and Bonus Reward System
  • Full PayPal Support
  • Generous Free Spins
New players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30x sum of deposit + bonus. Free Spins are given 20 per day on Book of Dead for 5 days in a row, log in is required. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45x. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus. www.begambleaware.org. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
2

100% up to £100 + 10% Cashback

9.7
  • Excellent Live Casino
  • Perfect for Both High and Low Limit Games
  • 400+ Casino Games
#AD New customers only, min deposit £20, wagering 35x, max bet £5 with bonus funds. Max bonus is 100% up to £100. No max cash out on deposit offers. Welcome bonus excluded for players depositing with Skrill or Neteller. Cashback is cash with no restriction. Click here for full T&Cs
18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
3

100% up to £50 + 50 Free Spins

9.6
  • Brand New Casino
  • Modern Design
  • Innovative Game Modes
18+ new players only. Maximum £50 bonus. Minimum deposit: £20. Deposit Bonus wins are capped at £500. Max bet with active bonus: £2. Wagering requirement 100% match deposit bonus: 30 times sum of deposit + bonus. Winnings from Free Spins are credited as Real Money without wagering requirement. Some games may not be played with an active bonus. Games may contribute differently when wagering a bonus. Deposit Bonus expires after 30 days if wagering requirement has not been met. Free Spins expire after 3 days. One bonus allowed per person, address, device, IP. www.begambleaware.org For full bonus terms and conditions, please read below. Responsible Gaming 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
4

100% up to £100 + 50 Free Spins

9.6
  • 1,500+ Games
  • Fast & Free Payouts
  • Daily Bonus Spins Reward
New players only. Min deposit £20. Bonuses to a max of £100 + 50 spins. Wagering bonus 35x. Wagering bonus spins 35x. The winnings must be wagered within 21 days. Bonus T&Cs apply 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
5

100% up to £200 + 100 Spins

9.5
  • Huge Slot Selection
  • Full Neteller & Skrill Support
  • Super Fast Withdrawals
Applies only to new depositing players. Minimum deposit £10. Wagering requirement x35. Offer valid for 24hr. Free spins included 3 deposits. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
6

100% Up to £100

9.4
  • Brand New Casino
  • Slingo & Video Poker Available
  • Low Minimum Deposit
Welcome bonus for new players only | Maximum bonus is 100% up to £100 | Min. deposit is £10 | No max cash out | Wagering is 40x bonus | Maximum bet with an active bonus is £5. Eligibility is restricted for suspected abuse | Skrill & Neteller deposits excluded for welcome bonus | Cashback when offered, applies to deposits where no bonus is included | Cashback is cash with no restrictions | 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
7

100% up to £100

9.3
  • Brand New UK Casino
  • Great for Slots
  • Play Online Tournaments
New customers only, min deposit £20, wagering 40x, max bet £5 with bonus funds. Max bonus is 100% up to £100. No max cash out on deposit offers. Welcome bonus excluded for players depositing with Skrill or Neteller. No max cashout on deposit offers 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
8

50 Free Spins Upon Deposit No Wagering

9.3
  • Huge Choice of Games
  • Live Dealer Tables
  • Great VIP Club Perks
18+. New Players Only. Terms and Conditions Apply. Available only on Big Bass Bonanza game. Min. Deposit £10. Offer valid for 24 hrs. No wagering required. See full terms
18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
9

up to £100 Bonus + 50 Free Spins

9.2
  • Mobile Casino Of The Year
  • Over 500 Slots
  • Mega Jackpots!
Full T&Cs apply. New players only. 7 days to opt in and deposit £10+ with a further 7 days to wager 40x on Live casino. Wagering contributions vary. Max cash reward: £50. £6 bonus has 3 day expiry to use on selected Evolution games. 10x winnings from £6 bonus. 18+. BeGambleAware.org. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
10

Deposit & Stake £20 and Get 100 Free Spins on Big Bass Bonanza

9.1
  • Apple Pay Approved
  • Prestigious Lottery Site
  • Sports & Casino Available
18+, UK only. First deposit and Stake £10 on casino slots. On qualification of the promotion, you will receive 100 Free Spins on Big Catch Bass Fishing. Qualifying players will have the Free Spins credited to their account the following day by 5pm. Free Spins will expire 7 days after award. Full T&Cs apply.
18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.

Before You Play

Online gambling can be great fun, but it isn’t without its pitfalls. So before you wager your hard-earned cash, let Before You Play arm you with the essential knowledge you need to maximise your enjoyment.

 

Take a Look at Before You Play

How to Choose from the Best Online Baccarat Sites

We review the top online baccarat casinos to find the very best places to play baccarat online. You can use our reviews and rankings to find an online baccarat site with the games and features on your wishlist. Here’s how to find your perfect fit.

A woman holding up a checklist. STEP 1
Browse Online Baccarat Sites
Head to the table at the top of this page to find a roundup of the UK’s best online baccarat casinos. For each site, you can check user ratings, welcome bonus details and key features, as well as our score. Each site is licensed by the UK Gambling Commission, so you can feel confident of finding a safe place to play.
Two people where one is holding a magnifying glass up to the other. STEP 2
Explore Games & Features
We offer expert reviews for all our featured online baccarat sites, so you can find out more about any of the casinos that catch your eye. Our reviews help you to confirm if sites offer your favourite baccarat games and software providers. Plus, you can also read about other features, such as banking options and mobile apps.
Two people having a conversation. One is holding a card with a question mark on it. STEP 3
Review Bonus Offer and T&Cs
All the baccarat sites on this page offer a welcome bonus for new players, though the best bonuses aren’t always the biggest. Our reviews will help you find the hottest bonuses and ensure you’re up to speed with key parts of bonus T&Cs, such as wagering requirements and winnings caps, before you jump in.
A man holding a piggy bank. STEP 4
Sign Up, Deposit, and Claim
Spotted your favourite new baccarat site? Clicking our ‘Claim Bonus’ button will take you straight to your chosen site’s sign-up page, where you can open your new account and start playing real money baccarat online. Remember, you might need to opt in or use a bonus code if you want to claim the welcome bonus.

How We Review Baccarat Casinos

With so many baccarat casinos to choose from, we understand that it can be difficult to know where to place your bets, so here’s what we take into consideration in our reviews. 

Licensing

The first thing we look for when reviewing online casinos is whether they are licensed by the UKGC – the UK Gambling Commission. If a casino doesn’t pass this initial test, then it can’t be held to the same standards and assurances as the other casinos we recommend, and we don’t continue with the review. 

Rest assured, then, that each of these recommended baccarat casinos hold a UKGC licence, and therefore must adhere to strict guidelines surrounding game fairness, player protection, safe transactions and ethical responsibility. 

Game Selection

Another important factor in how we rank baccarat casinos is the selection of games on offer. A number of online casinos won’t offer any baccarat titles at all, and those that do aren’t likely to offer the same variety that exists for more popular table games like blackjack or roulette, so we generally exercise a quality over quantity policy when it comes to reviewing the game selection at baccarat casinos.

Having said that, the best online baccarat casinos like Duelz Casino and Hyper Casino manage to deliver both variety and quality, which is why they sit at the top of our rankings. 

Site Design

Consideration of a site’s design is crucial to any baccarat casino we review. What good is a baccarat online casino if you’re unable to find the games it has on offer?

When looking at site design we assess navigability, design and usability, so you can be certain that any baccarat online casino we recommend will provide a sleek and intuitive gambling experience.   

Bonuses and Promotions

Bonuses and promotions are a considerable factor in choosing any gambling site, and online baccarat casinos are no different. While certain bonuses at other casinos only apply to slot games, every baccarat casino we recommend features welcome packages or ongoing promotions that will benefit baccarat players. 

Though most of the welcome offers at these baccarat casinos relate to free spins and matched deposit bonuses – many of which place baccarat rather low down in game weighting – casinos like Duelz also offer cashback bonuses that will return 10% of any losses you may suffer on the baccarat tables.

Payment Options

We like to recommend baccarat casinos that will cover every player’s payment preferences. That’s why every baccarat online casinos we endorse will allow you to both deposit and withdraw with a variety of payment methods, from debit cards and e-wallets to prepaid cards and Open Banking. 

Although some methods are more readily available than others, we’re confident that every player will be satisfied with the payment options at these online baccarat casinos.

Software Providers

We always look out for the top online baccarat software providers when reviewing baccarat casinos. The top providers to look out for here – all of which are represented in the list of baccarat casinos we recommend – are Evolution Gaming, NetEnt and Pragmatic Play, all of whom also offer live baccarat. 

Customer Support

The availability of round-the-clock customer support is crucial to our assessment of online baccarat casinos. All of our top-rated baccarat casinos offer live chat customer support services, and are quick to respond to any questions or problems that may arise while playing. 

How to play online baccarat for real money:

  1. Choose from our Top UK Casinos

    With so many options and such little time, picking the right casino can be quite stressful. This is where we come in. Choose from our list of top casino sites below – you’ll be able to sit back, relax and play in confidence knowing you’ll be playing at the most reliable, trustworthy UK brands with some of the best features, promos and bonus offers, as well as full mobile support for both iOS and Android users.

  2. Register & deposit to claim your welcome bonus

    Once you’ve picked a casino, signing up is a doddle – even for mobile users! All you’ll need to do is provide a few personal details. To claim your introductory bonus, simply deposit using your preferred method of payment. Our top casinos offer a wide range of banking options, including depositing with PayPal, Skrill and Neteller.

  3. Practice in Free Mode

    Now that your account is funded you’re probably eager to get stuck in – but wait, have you played baccarat before? If not, it’s probably a good idea to get some practice in before you stake your heard earned cash on a real money game. Try out some demos to get familiar with the gameplay, interface and controls, our read up on the rules and strategies in our detailed baccarat guide. Once you’ve got the hang of it, you’ll be ready to put your deposited funds and welcome bonus on the line!

  4. Choose your stakes

    There’s something for everyone at our top casinos. Beginners might want to start off on tables with low minimum bets, while experienced high rollers will probably want to up the ante and play baccarat on high stakes VIP tables.

  5. Try Live Dealer Baccarat

    You won’t have seen these during your free play session, live dealer baccarat tables are reserved for real money roulette players. Fans of land-based casinos will love this ‘best of both’ experience – live dealer casinos bring the sights and sounds of a real life casino to the comfort of home. You can even pick your favourite live croupier and interact with them through voice or text chat in real-time! Live baccarat is definitely our favourite online variation of the classic game.

The Beginner’s Guide to Playing Online Baccarat

The origins of baccarat are widely disputed, with some sources claiming it was introduced in the 19th century, and others stating the game can be traced back to the end of the 15th century. All we know for certain is it sure has aged well. Hundreds of years on, thousands of people are discovering the joy of playing online baccarat. Below, you’ll find a no-nonsense guide to playing baccarat, so you can join in the fun yourself. 

Baccarat Overview

Baccarat is a card game that compares two hands — the Player and the Banker. Each round of play is known as a baccarat coup and sees the Player and the Banker dealt two face-up cards each. In baccarat, bets are placed before the cards are dealt and there are no further actions required from you as the player. Remember, there’s no such thing as the dealer’s hand in this popular casino game, nor will you receive a hand yourself. It’s purely coincidental that one of the hands is called the Player hand. 

There are three possible outcomes in a baccarat coup. The Player or the Banker hand can win by dealing closest to nine, or the two hands can draw and the round will end in a Tie.

Baccarat Hand Value

To determine the value of a hand, simply add the individual card values together. Tens and face cards are equal to zero, while cards 2–9 carry their face value. Aces equal one. Only the last digit is used if the cards add up to a two-digit number. This means that every baccarat hand has a value in the range of 0–9. A hand totalling 14, for example, is worth 4. 

Third Card

If the Player or the Banker’s hand totals 8 or 9, this is called a natural win, and the round is over. However, in certain situations, a third card can be dealt. For example, if the Player’s first two cards amount to 5 or less, the Player must draw one more card. 

The Banker might also draw a third card. If the Player draws no more cards, the Banker takes a third card if their hand totals 0–5. If the Player draws a third card, whether the Banker follows suit depends on the Banker’s hand value and the value of the Player’s third card. 

Third card rules mean that Banker hands have slightly better odds of winning than Player hands, so you’ll pay 5% commission if you place a winning Banker bet. Despite this cut from your winnings, the lower house edge for Banker bets means that baccarat tipsters often suggest that the best baccarat strategy is to bet on the Banker hand. 

Online Baccarat Bets

Baccarat betting is simple. There are three main baccarat bets you can place, each one correlating with one of the game’s three possible outcomes.

  • Banker Bet – a bet on the Banker hand to win. Pays out at 19:20, after the casino takes 5% commission. The house edge is 1.06%.
  • Player Bet – a bet on the Player hand to win. Pays out at 1:1. The house edge is 1.24%.
  • Tie Bet – a bet that the Player and Banker hands will have the same score. Tie bets usually pay out at 8:1, and the house edge is 14.36%. Some casinos pay 9:1, giving a lower house edge of 4.85%. 

Sometimes, baccarat games offer additional betting options in the form of side bets, such as Player Pair and Banker Pair. Here, you’ll bet that the first two cards dealt for either the Player or the Banker will be a pair. 

  • Player/Banker Pair – a bet that the Player’s or Banker’s first two cards will be a pair. This bet pays out at 11:1, and the house edge is 10.36%.
  • All Red/All Black – a bet that the Player’s or Banker’s initial hand will be either all red or all black cards. It pays out at 11:1, and the house edge is 10.36%. All Red usually pays 22:1 while all black pays 24:1. 
  • Bellagio Match – a bet on whether the Player or Banker hand will be dealt three cards of the same rank. It usually pays 75:1 on the Player hand and 68:1 on the Banker hand.

Claim an Online Baccarat Bonus

Most online casinos give new players a boost to their starting bankroll with some kind of welcome offer. You can use some of these sign-up bonuses to enjoy some free baccarat games, and others to get a feel for the site in general. Let’s look at what’s in store.

Matched Deposit

Matched deposit bonuses work by matching your real money deposit with bonus cash. The value of these bonuses varies, as does the percentage match, though deals like 100% up to £100 are not uncommon. Many casinos allow you to play online baccarat with matched deposit bonus funds. Keep in mind that when it comes to bonus wagering, baccarat may offer a reduced contribution to your playthrough total, and live baccarat is often excluded. 

Free Spins

You can’t use free spins to play online baccarat, but that’s not to say you won’t come across these bundles of fun in your welcome offer! Free spins for top slots like Starburst and Book of Dead may be offered as a standalone welcome bonus, or form part of a welcome package alongside a deposit match offer. Wagering requirements may apply to any winnings.

No Wagering Bonus

With no wagering bonuses, you won’t need to wager any winnings from bonus funds or free spins. Instead, any winnings are paid to your cash balance. Because they’re straight-up freebies, no wagering bonuses might be a bit smaller than bonuses that require a deposit. Even so, no wager bonuses offer you a decent chance to make a small profit from a casino sign-up offer, so they’re well worth cashing in. 

Try Out These Top Online Baccarat Casinos

Name Date added Bonus Score Claim Bonus Review Terms and conditions Information
Date added :
Feb 2020
WELCOME OFFER

100% up to £50 + 50 Free Spins

Our Score
8.5/10
Claim up to £50 in bonus cash to play online Baccarat
Voodoo Dreams casino offers new players a 100% up to £50 matched deposit bonus and 50 free spins on Book of Dead. A minimum deposit of £20 applies, along with a £500 winnings cap and 60x wagering on the sum of your deposit and bonus. You can play baccarat with your bonus cash at this online casino, though only 5% of your bets will count towards wagering. Voodoo Dreams places an emphasis on quality over quantity when it comes to online baccarat games. Evolution’s Golden Wealth Baccarat is one of the games you’ll want to put on your favourites list.
18+ new players only. Maximum £50 bonus. Minimum deposit: £20. Deposit Bonus wins are capped at £500. Max bet with active bonus: £2. Wagering requirement 100% match deposit bonus: 30 times sum of deposit + bonus. Winnings from Free Spins are credited as Real Money without wagering requirement. Some games may not be played with an active bonus. Games may contribute differently when wagering a bonus. Deposit Bonus expires after 30 days if wagering requirement has not been met. Free Spins expire after 3 days. One bonus allowed per person, address, device, IP. www.begambleaware.org For full bonus terms and conditions, please read below. Responsible Gaming 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Pros
  • Bonus cash can be used to play baccarat
  • Offers both RNG and live baccarat games
  • Fun loyalty scheme
  • Instant payouts, except to debit cards
Cons
  • 60x wagering on deposit and bonus
  • Bonus win capped at £500
  • Baccarat bets only contribute 5% to wagering
Date added :
Feb 2019
WELCOME OFFER

100% up to £100 Bonus

Our Score
9.5/10
Play a wide range of online baccarat games
Hyper Casino offers new customers a matched deposit bonus of 100% up to £100. There’s a minimum deposit of £10 for this offer, along with 45x bonus wagering requirements. It’s worth noting that you won’t be able to play baccarat with the bonus funds, as the T&Cs exclude table games and live casino. However, there’s nothing to stop you from using your real money deposit to play online baccarat. Hyper Casino offers a great choice of RNG and live baccarat games. Iron Dog Studios’ 3D Baccarat and Evolution’s Peek Baccarat are just two of the top online baccarat games available.
New players only. Min deposit £10. Wagering 45x bonus., max bet £5 with bonus funds. Live casino play excluded with bonus. 100% up to £100 bonus on 1st deposit. Welcome bonus excluded for players depositing with skrill or neteller. No max cash out on deposit offers. Eligibility is restricted for suspected abuse. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Pros
  • Welcome bonus up to £100
  • Great choice of online baccarat games
  • Low cost to participate in welcome bonus
Cons
  • 45x bonus wagering requirements
  • Baccarat excluded from wagering
  • Skrill and Neteller deposits excluded
Date added :
Mar 2022
WELCOME OFFER

100% up to £200 + 100 Spins

Our Score
9.3/10
Claim up to £200 bonus on your first deposit
At Luckster online casino, there’s a 100% up to £200 bonus on offer for new players. The minimum deposit for this deal is just £10, and you’ll need to wager the bonus 35x before you can cash out any resulting winnings. You won’t be able to play the baccarat games on the site to complete the wagering requirements, though there’s nothing to stop you from using your own money to take a couple for a spin. There are loads of great options to choose from, particularly in the live casino, where you can enjoy top baccarat games like Evolution’s Baccarat Control Squeeze and No Commission Baccarat.
Applies only to new depositing players. Minimum deposit £10. Wagering requirement x35. Offer valid for 24hr. Free spins included 3 deposits. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.
Pros
  • Up to £200 bonus for new players
  • Free spins available on first three deposits
  • Good choice of baccarat games
  • Wide range of payment options
Cons
  • 35x wagering applies to bonus £500 winnings cap
  • Baccarat doesn’t count toward wagering

Online Baccarat Variants

Some card game historians trace baccarat’s origins back to the 15th century, and as such there has been plenty of time for other variations of the game to develop. To help you decide which version of baccarat suits you best, or to simply inform you about the many different game rules, here’s some information on its most popular formats:

Punto Banco

Punto banco is a game played between the player (‘punto’) and the banker (‘banco’), and is without doubt the most popular baccarat variant. If you’re playing baccarat online, chances are it’s a game of punto banco, so consult our Beginner’s Guide to Playing Online Baccarat to double-check the rules.

Chemin de Fer

Chemin de fer – French for ‘railway’, in reference to its comparatively faster pace than standard, punto banco baccarat  – is a variation of baccarat that is most commonly played in France, although it is also famous for being James Bond’s game of choice. Perhaps due to the notoriety granted to it by 007, you might still come across chemin de fer at online baccarat casinos. 

Unlike punto banco, where one plays against the bank, chemin de fer is played between 6-12 players, one of whom is designated the role of the banker until they lose a round, at which point the banking responsibilities are passed onto the next player. 

At the beginning of each round the banker deals two cards to themself, and two cards held in common by the rest of the players. The winning hand remains the one which is closest to 9 – and the cards all carry the same value as they do in standard baccarat – but players can only bet on their own hand. Conversely, in punto banco players can also bet on either the banker’s hand or a tie.

After the cards have been dealt, the banker sets the wager, and then the rest of the betting round proceeds in similar fashion to a game of poker, with the other players having the opportunity to match the banker’s bet, which is referred to as ‘going bank’. The player who places the highest wager – or whoever is first to do so in the order of play – plays for the rest of the punters.

If neither the banker’s or the players’ cards total a natural win of 8 or 9, a third card can be dealt to each hand. If the players win, those who bet are paid out in the ratio of 1:1. So if you bet £100, you would get your money back plus another £100, and the banker would pass on his role to the next player. If the banker wins, however, they keep their place and collect all other players’ losing bets. In the event of a tie, all bets remain on the table for the next round.

Playing against a number of other gamblers makes chemin de fer more suitable for live dealer casino games, but it’s still rarely seen in both online and live dealer markets.

Baccarat Banque

In baccarat banque, the role of the banker is auctioned before the start of the game. Once declared, the banker sits between two groups of 5 players and deals three hands: one to their left; one to their right; and their own.

The game then continues in the same manner as chemin de fer, except the punters are split in half, each side betting for their own hand against the banker. Punters can also choose to bet on both hands at half the stake. If both sides of the table ‘go bank’ and win, the share is split.

Again, it is rare to find baccarat banque at online casinos, but it is still played at many land-based casinos.

Mini Baccarat

Mini Baccarat is essentially a faster version of punto banco baccarat, played with smaller wagers and at smaller tables. It’s a good option for more casual players, or perhaps those who are looking for an introduction to other variations of baccarat. 

Outside of punto banco baccarat, mini baccarat is the variation you are most likely to come across at online baccarat casinos.

Live Baccarat Sites

Live dealer casinos bring a new element of excitement to playing real money baccarat online. Instead of playing a software-based game, as you do with RNG games, live online baccarat games are played with a real dealer — just like in a land-based casino. During live games, you can often interact directly with the dealer through text-based chat, and sometimes with other players too. 

Some of the industry’s most respected developers contribute to the choice of real dealer games at our favourite baccarat casino sites, with some of the most creative studios blending live casino action with RNG technology to create a unique experience! Let’s look at a trio of top live baccarat games you can enjoy at live baccarat casinos.

Top Live Baccarat Games

Evolution Lightning Baccarat

Launched in 2020, Evolution’s Lightning Baccarat combines live gameplay with high-paying RNG multipliers. As with classic baccarat, you’ll predict whether the Player or the Banker hand will be closer to 9. However, it’s when the dealer calls ‘no more bets’ that the fun really begins. An electrifying fork of lightning strikes between one and five cards, with each card awarded a multiplier between 2x and 8x. To enjoy a boosted payout, you must match one of the cards in your winning hand to one of these Lightning cards. The more cards you match, the better the payout — up to 512x your bet on Player and Banker bets.

Lightning Baccarat by Evolution

Pragmatic Play Super 8 Baccarat

Streamed from Pragmatic Play’s state-of-the-art live studio in Bucharest, Romania, Super 8 Baccarat launched in 2022 and quickly became a player favourite. This exciting live baccarat game offers a classic casino experience, enhanced by a range of unique side bets such as the Super 8 side bet that pays out when the first two cards drawn form a natural 8. You can also bet on things like a Pair of 4s or 2/3 cards of the same colour or suit. Offering all the charm of classic baccarat but even more ways to win, this is a live baccarat game deserving of a spot on any casino player’s favourites list.

Pragmatic Play Super 8 Baccarat Main Page

Real Dealer Studios’ Real Baccarat with Sarati

Founded in 2019, Malta-based Real Dealer Studios has brought something completely unique to live casino, blending cinematic-quality filmmaking with traditional RNG technology to create realistic one-to-one live gaming experiences for players. Available 24/7, Real Baccarat with Sarati is a classic baccarat game with a VIP vibe, plus extra ways to win courtesy of Pair side bets. In each round, you have the option to take the Player Pair and Banker Pair side bets, with winning wagers paying 11:1. Real Baccarat with Sarati is a low volatility game with an RTP of 98.94% and betting limits ranging from £1 to £500. 

Real Dealer Studios’ Real Baccarat with Sarati

Other Online Casino Games

If you grow tired of online baccarat, there are plenty of other options when it comes to online casino games. Here are some of the best alternatives:

Blackjack

If you aren’t too familiar with baccarat, you’ll no doubt have heard of blackjack. A similar game in many respects, blackjack is all about getting as close to 21 as possible without going bust, and is available at all the same online casinos that offer baccarat. If you want to mix things up a bit whilst staying on the card tables, you have a number of top RNG (Random Number Generator) and live dealer blackjack titles at your disposal.

Roulette

Roulette is a popular choice both live and online, with a great deal of games on offer from the industry’s top providers. Roulette is a simple game in which you bet on where the ball will land after each spin of the roulette wheel. You can bet on a number, a group of numbers – i.e. odd/even, high/low – or a colour, which will be either red or black. Once you’re at a top roulette site, all you have to do is choose your game, place your bets and watch the wheel spin – hopefully in your favour. 

Slots

It may be that you want to ditch the casino table altogether and try your luck at the slots. Slots are comfortably the most popular type of online casino game, and as a result there is an overwhelming variety of titles to choose from. Although these online baccarat casinos have a lot to offer in the slot department, you can also check out our top-rated UK slot sites to find the best option for you.

Compare Online Baccarat Casinos

These casinos really are the best in the business when it comes to online baccarat, and also provide a number of alternatives if you want to try something else. 

Click through to sign up for your welcome bonus and try your luck against the banker. 

Questions and answers

  • If you bet on the outcome of the round being a tie, then you will win at odds of 8/1, or 9/1 – depending on where you play baccarat. If you bet on any of the other two outcomes, your stake will be returned.

  • If hand has a value between zero and five inclusive, then a third card is dealt to the banker.

    If a third card was dealt to the player, then the following rules apply:

    1. If the Player hand draws a 2 or a 3, the Banker draws with 0–4 and stands with 5–7.
    2. If the Player draws a 4 or a 5, the Banker draws with 0–5 and stands with 6–7.
    3. If the Player draws a 6 or a 7, the Banker draws with 0–6 and stands with 7.
    4. If the Player draws an 8, Banker draws with 0–2 and stands with 3–7.
    5. If the Player draws an ace, a 9, a 10, or a face-card, the B anker draws with 0–3 and stands with 4–7.

    Fortunately, these complicated rules only apply to the dealer, so you won’t need to remember any of these stipulations – it’s just the way the game is played.

  • So that every hand in baccarat has a value in the range of 0 to 9. This makes the game easier to play. A simple way to remember this is that if the total of your hand goes over 10, subtract 10 from it.

  • In a standard online baccarat game the odds and payouts are as follows:

    Banker Win – 0.458, Pays 0.95/1 Player Win – 0.446, Pays 1/1 Tie = 0.0.95, Pays 8/1 or 9/1

    Banker bets are 0.95/1 instead of 1/1, because they are liable for commission – usually around 5% of your winnings.

  • No. Players all over the world have been looking for tips, tricks and secrets to beat the house since the inception of casino games, but it is impossible to avoid the house edge.

  • Yes, it can, but if you choose from our list of top online casinos, you’ll have nothing to worry about. We’ve chosen only legitimate, trustworthy casinos that frequently put their casino software through rigorous tests to ensure they comply with regulation.

  • Yes, much like online roulette, there are different versions of the standard baccarat game found at online casinos. The three main variations of standard baccarat are punto banco (also known as American baccarat), chemin de fer and baccarat en banque. These versions are generally played in land-based casinos and do not adapt very well to the online environment. To keep things simple, most operators don’t include these variations in their game collections. Online casinos still provide players with several options, include high, medium and low limit tables as well as live dealer baccarat.

Contributors

Daniel Bennett

Daniel is our Head of Operations and former Head of Content, with seven years’ experience in the online gambling industry. Across the site, he offers his expertise in all things gambling, from casino reviews and strategy guides to responsible gambling material and more. In his spare time Daniel is an avid sports fan, following the Premier League and NBA closely in particular, as well as a photographer and burgeoning TikTok celebrity.

Marcus Lawrence

Marcus is Head of Content at TopRatedCasinos.co.uk. Having joined as a Content Editor in 2020, Marcus has three years’ experience in the online gambling space and six years’ professional editing experience. An expert in all things online casino, he has been featured in iGamingFuture and SBC’s Payment Expert, and works hard to fact-check everything we present to our users. Outside work, Marcus is committed to regularly injuring himself at the gym and unwinding with a typically stressful West Ham game.

James Langley

James is a Content Writer and casino expert at TopRatedCasinos.co.uk, joining us in 2021 and totting up three years’ experience in the online gambling space so far. He regularly contributes in-depth guides and reviews for the site, alongside editing and refining copy. James is also responsible for tinkering with different elements of TopRatedCasinos to make it even better for our users, and has a hand in designing some of the new features we add to the site. Outside work James is a guitarist, all-round music enthusiast, and long-distance runner.

Robbie Evans headshot

Robbie is an Editor at TopRatedCasinos who joined us in 2022 and has a year’s experience in the gambling affiliate space. Having quickly built up his expertise in all things casino — particularly in the arena of online payment solutions — he’s tasked with writing up guides and reviews across TopRatedCasinos, along with having a big hand in developing the way we format the site to best suit our users. In his spare time, Robbie is a keen sports fan, film buff, travel enthusiast, and all-round thing-liker.

 
 
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