UK's Best Online Baccarat Sites

Updated July 2020

Baccarat isn’t just for James Bond anymore. Once reserved for society’s elite, the exciting table game is now available for all to play online today, whether you’re a high roller or playing with smaller stakes. We’ve hand-picked the best online casinos for online baccarat in the UK – simply pick your favourite from the list below.

Whether you’re looking for high stake tables or live dealer baccarat, the UK casinos we’ve picked out are sure to satisfy, with a fantastic selection of games, bonuses and features.

TopRatedCasinos Editor

How to play online baccarat for real money:

  1. Choose from our Top UK Casinos

    With so many options and such little time, picking the right casino can be quite stressful. This is where we come in. Choose from our list of top casino sites below – you’ll be able to sit back, relax and play in confidence knowing you’ll be playing at the most reliable, trustworthy UK brands with some of the best features, promos and bonus offers, as well as full mobile support for both iOS and Android users.

  2. Register & deposit to claim your welcome bonus

    Once you’ve picked a casino, signing up is a doddle – even for mobile users! All you’ll need to do is provide a few personal details. To claim your introductory bonus, simply deposit using your preferred method of payment. Our top casinos offer a wide range of banking options, including PayPal, Skrill and Neteller.

  3. Practice in Free Mode

    Now that your account is funded you’re probably eager to get stuck in – but wait, have you played baccarat before? If not, it’s probably a good idea to get some practice in before you stake your heard earned cash on a real money game. Try out some demos to get familiar with the gameplay, interface and controls. Once you’ve got the hang of it, you’ll be ready to put your deposited funds and welcome bonus on the line!

  4. Choose your stakes

    There’s something for everyone at our top casinos. Beginners might want to start off on tables with low minimum bets, while experienced high rollers will probably want to up the ante and play baccarat on high stakes VIP tables.

  5. Try Live Dealer Baccarat

    You won’t have seen these during your free play session, live dealer baccarat tables are reserved for real money roulette players. Fans of land-based casinos will love this ‘best of both’ experience – live dealer casinos bring the sights and sounds of a real life casino to the comfort of home. You can even pick your favourite live croupier and interact with them through voice or text chat in real-time! Live baccarat is definitely our favourite online variation of the classic game.

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Top Online Baccarat Casinos - July 2020

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TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair. Of course, we can’t rate and review every casino site, but we do make sure that only the best UK-licensed casinos make it onto our lists.

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair. Of course, we can’t rate and review every casino site, but we do make sure that only the best UK-licensed casinos make it onto our lists.

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The Beginner’s Guide to Playing Online Baccarat

The origins of Baccarat are widely disputed, with some sources claiming it can be traced back to the 19th century, and others stating the game was introduced at the end of the 15th century. All we know for certain is, it sure has aged well. Hundreds of years on, thousands of people are discovering the joy of playing online baccarat everyday! So why not try it yourself?

 

Rules
Baccarat is a comparing card game played between two hands – the player and banker. Each round of play has three possible outcomes – player, banker and tie. Players must place bets on the outcome before the hands are dealt. The hand that deals closest to nine will win, and if two hands draw the same value, the round ends in a tie.

The Value of a Hand
To determine the value of a hand, simply add the values of its individual cards. Tens and face cards have a value of zero, while all other cards are counted by the number on the card face. Only the last digit of the total is used in this game, so every hand in baccarat has a value in the range of 0 to 9, inclusive.

 

Third Card
In certain situations, a third card can be dealt. If the player’s first two cards amount to 5 or less, the player must draw one more card. If the bankers first two cards amount to 0, 1, or 2, then the banker has to draw another card. The same applies to the banker, if the player has not been dealt a third card. There are a different set of rules that apply if a third card has been dealt to the player.

Questions and answers

  • What happens to my bet if the result is a tie?

    If you bet on the outcome of the round being a tie, then you will win at odds of 8/1, or 9/1 – depending on where you play baccarat. If you bet on any of the other two outcomes, your stake will be returned.

  • When can the banker draw a third card?

    If hand has a value between zero and five inclusive, then a third card is dealt to the banker.

    If a third card was dealt to the player, then the following rules apply:

    1. If the Player hand draws a 2 or a 3, the Banker draws with 0–4 and stands with 5–7.
    2. If the Player draws a 4 or a 5, the Banker draws with 0–5 and stands with 6–7.
    3. If the Player draws a 6 or a 7, the Banker draws with 0–6 and stands with 7.
    4. If the Player draws an 8, Banker draws with 0–2 and stands with 3–7.
    5. If the Player draws an ace, a 9, a 10, or a face-card, the B anker draws with 0–3 and stands with 4–7.

    Fortunately, these complicated rules only apply to the dealer, so you won’t need to remember any of these stipulations – it’s just the way the game is played.

  • Why is only the last digit used when determining the value of a hand?

    So that every hand in baccarat has a value in the range of 0 to 9. This makes the game easier to play. A simple way to remember this is that if the total of your hand goes over 10, subtract 10 from it.

  • What are the odds of winning at online baccarat?

    In a standard online baccarat game the odds and payouts are as follows:

    Banker Win – 0.458, Pays 0.95/1 Player Win – 0.446, Pays 1/1 Tie = 0.0.95, Pays 8/1 or 9/1

    Banker bets are 0.95/1 instead of 1/1, because they are liable for commission – usually around 5% of your winnings.

  • Is there a foolproof Baccarat winning strategy?

    No. Players all over the world have been looking for tips, tricks and secrets to beat the house since the inception of casino games, but it is impossible to avoid the house edge.

  • Can online baccarat be rigged?

    Yes, it can, but if you choose from our list of top online casinos, you’ll have nothing to worry about. We’ve chosen only legitimate, trustworthy casinos that frequently put their casino software through rigorous tests to ensure they comply with regulation.

  • Are there different variations of Baccarat?

    Yes, much like online roulette, there are different versions of the standard baccarat game found at online casinos. The three main variations of standard baccarat are punto banco (also known as American baccarat), chemin de fer and baccarat en banque. These versions are generally played in land-based casinos and do not adapt very well to the online environment. To keep things simple, most operators don’t include these variations in their game collections. Online casinos still provide players with several options, include high, medium and low limit tables as well as live dealer baccarat.

Contributors

Daniel Bennett

As staff writer, Daniel offers his expertise in all things gambling, contributing to a number of topics on TopRatedCasinos.co.uk, including our casino reviews and strategy guides. Daniel is also an avid sports fan, with a strong interest in NBA and Premier League betting.