With a low house advantage and relatively simple rules to follow, it’s quite easy to understand how to play baccarat. In any one round there can be several players betting at the same time, but the game focuses on two hands of cards — known as the ‘Player’ hand and the ‘Banker’ hand. The overall aim is to bet on which hand you think will end up with a hand value as close to nine as possible. Let’s take a look at a few of the key rules for baccarat.
- Number cards are worth their printed value. Face cards and tens are worth zero, and aces are worth one.
- If a hand’s value is over nine, deduct 10 to get your hand. For example, if a pair of eights totals 16. Minus 10 and the hand value is 6.
- Both the Player and Banker hands are paid at even money, but the Banker bet is usually subject to a 5% ‘commission’ if it wins. That means it’s essentially paid at 19-to-20.
- If the hand ends in a tie and no-one placed a bet on this outcome, it’s called a push and nobody wins or loses — all stakes are returned.
- If you bet on a tie, you’ll win a payoff of 8-to-1, or 9-to-1 in some games.