Top PayPal Casinos UK 2022

PayPal’s History

PayPal has its roots in a tech company called Confinity, which started trading in 1998 and originally focused on creating security software for handheld devices.

Over time, the business model changed, and, eventually, the company decided to focus on digital wallets, launching an early version of PayPal’s payment system in 1999. 

A year later, the company merged with financial services company X.com, whose founder was Elon Musk.

Eventually, X.com gave up its own online banking operations and focused on digital wallets. In 2001, the company changed its name to PayPal, and Elon Musk was replaced as CEO by Peter Thiel, one of the original founders of Confinity.

PayPal’s initial public offering (IPO) was made in 2002, and soon after, it was acquired by eBay. PayPal became a very popular payment method on the auction site, accounting for the majority of transactions.

By 2010, PayPal reached the milestone of 100 million active user accounts, with users in over 190 countries.

In 2015, PayPal spun off from eBay and became its own publicly traded company once again.

PayPal is now one of the most recognised and trusted brands in the world. Its headquarters can be found in San Jose, California, and the company also has a UK head office in Richmond, London. 

How PayPal Works

PayPal is a simple and secure way to make deposits and withdrawals at online casinos. It’s easy to open an account via laptop, desktop, or mobile device, simply follow these steps to make it happen.

1. Sign up at PayPal.com with your e-mail address – you’ll have to provide your personal details and create a password.
2. Add your credit or debit card, or both – PayPal will securely store these details for when you shop online or use PayPal casinos. You don’t need a balance in your PayPal account, as the system can deduct the payments from your chosen payment source when you get to the checkout page.
3. Your PayPal account is ready to use! At PayPal online casinos, you won’t have to keep entering your sensitive personal or payment details. Instead, you w8ll be redirected to your PayPal account, and all information is handled there so you can have complete peace of mind whenever you make deposits or withdrawals.

Pros and Cons of Using PayPal at Online Casino Sites

PayPal is a household name across the globe, so you’re probably well aware of the advantages it offers users in June 2022. If you’re new to PayPal, here are a few reasons why it should be your go-to option for online casino payments, along with some other considerations to bear in mind.

• Free to use – it’s completely free to open an account and make instant deposits;
• Minimal data exchange – you only need to provide your email address when using PayPal for online payments, meaning your bank details have an added privacy layer;
• Fast withdrawals – e-wallets, particularly PayPal, are typically the fastest withdrawal method, with some websites even offering instant withdrawals for PayPal users;
• Singular account – you can play at any PayPal casino with just one account;
• Security – PayPal offers 24/7 monitoring to combat fraud, email phishing, and identity theft, and advanced encryption technology guarantees secure transactions;
• Regulated by the Financial Conduct Authority – PayPal is licensed and fully regulated;
• High limits – the service offers high maximum deposit and withdrawal limits;
• Dynamic account management – you can store multiple bank cards and accounts in one e-wallet;
• Ease of use – activate One Touch payments and pay with just a few clicks;
• Excellent customer service – PayPal offers a comprehensive customer support service.

• No buyer protection for gambling transactions – while PayPal offers a buyer protection scheme for certain goods and services online, meaning refunds can be given if you run into problems, this coverage no longer extends to online gambling transactions
  This means that if you feel you’ve been misled or scammed by an online casino, PayPal can’t help you get your money back. Luckily, you can find the best PayPal casinos on this page, all of which have been checked to ensure they’re licensed and reputable;
• Occasional ineligibility for welcome bonuses – some welcome bonus offers aren’t available if you use PayPal to make your first deposit, so make sure you check the terms and conditions;
• Not universally available – while PayPal online casinos are very widely available, some sites still don’t support this banking method.

PayPal’s Services

PayPal offers a multi-faceted payment service. Here’s a round-up of the ways it can come in handy. 

Digital Wallet

PayPal’s digital wallet is the most popular service of this type in the world. It allows you to send and receive money without giving your financial details to a third party, and gives you a simple way to manage your money online. 

Smartphone App

PayPal’s smartphone app enables you to use PayPal on the go, offering sleeker functionality than the mobile website.

Available for iOS and Android, you can use all your usual PayPal features on the app, and also make transactions in person by scanning the QR codes provided in physical retailers.

Access Card

PayPal used to offer a debit card called PayPal Access. This card allowed players to spend the balance in brick-and-mortar locations.

However, in 2019, the card was replaced with the PayPal Business Debit Mastercard, which is only available to business users.

That said, as mentioned above, non-business users can now use the PayPal app to make in-person payments. 

PayPal.Me

PayPal.Me is a simple way for people to send you money, whether you’re selling an item or splitting a bill.

You simply set up a PayPal.Me link, share it with the relevant party, and they can send money straight to your PayPal account, without needing to know your e-mail address or phone number. 

PayPal Service Charges

Setting up a PayPal account is free, and there aren’t any monthly charges or fees for sending money through PayPal. However, there are a few costs to bear in mind. 

Inactivity Fees

PayPal has recently added an inactivity fee. Accounts that have money in them and haven’t been used for more than 12 months will be charged a £9 annual fee – or whatever the balance in the account is if it’s less than £9.

The money is only taken from your PayPal balance, not a linked card. If you’re not planning on using PayPal for a while, you might want to consider withdrawing your balance to avoid the charge.

Sellers’ Fees

While it’s free to receive money from family and friends through PayPal, there are fees attached if someone sends you money as part of a sales transaction. In the UK, this is set at 2.9%. 

Other Fees

As businesses receiving money pay the charges, occasionally they will pass this cost onto the consumer by charging a PayPal fee. Some casinos will charge commission for using PayPal, such as a percentage or flat fee, as it helps them recoup their costs.

While the top PayPal casinos on our list don’t charge these fees, it’s something to look out for if you regularly use different gaming sites.

PayPal Slots Sites

Slots are up there with roulette and baccarat as the most iconic casino games, and their overwhelming popularity is reflected by top online casinos’ propensity to offer a tonne of reels to choose from. Whether you’re after classic three-reelers, the more modern five-reelers, progressive slots, or video slots, there are plenty of fantastic PayPal-friendly online casinos out there offering the full gamut of gameplay options. With so many to choose from, it can be hard to pick one slot from the pack, so be sure to take a look at a selection of the best sites in March 2022 listed below.

Choosing the best site for slots can also be challenging, and there are a few particular factors you should consider as you browse our rankings:

1. How many slots does the site offer? The very best sites have hundreds—if not thousands—of slots in their libraries. Variety is the spice of life, after all, so why settle for a limited slots selection?;
2. Which software developers have delivered the slots on offer? It’s worth keeping an eye out for the industry’s biggest names, such as NetEnt, Microgaming and Yggdrasil, as they bring all the hallmarks of quality that can elevate your slots experience to another level;
3. Does the site have a dedicated mobile app? Every site we review and rank on TopRatedCasinos comes with a mobile-optimised web page and/or a mobile app, but we’re confident that the best way to play on mobile devices is with a dedicated download. With a native smartphone app, you can benefit from a streamlined and ergonomic user interface, keep up with the latest offers through push notifications, and take the fun wherever you go.

The 10 Best PayPal Slots

PayPal casino sites will be packed full of exciting games. If you’re looking to spin the reels, here are our recommendations of the ten best slots you’ll find at a PayPal casino.

Starburst

The popularity of Bejewelled Blitz and similar games provided the inspiration for Starburst – a high volatility NetEnt slot with ten paylines and a return to player (RTP) percentage of 96.1%. The game’s five reels are laid over an otherworldly backdrop and filled with jewels of dazzling colours and sevens.

There’s no bonus round in this game, but the multi-coloured star serves as the wild, expanding to fill the three middle reels when it appears. Starburst’s most famous feature is its win-both-ways payline structure, which allows players to form winning combinations from left to right and right to left.

• ‘Win both ways’ paylines connecting left to right or right to left;
• Simple gameplay is easy to grasp;
• Expanding wild symbol.

• No bonus round;
• Lack of varied gameplay.

Gonzo’s Quest

Inspired by the adventures of Spanish conquistadors in the 16th century, NetEnt’s Gonzo’s Quest is undoubtedly one of the world’s most beloved online slots. The eponymous Gonzalo Pizarro was sent on an expedition to discover El Dorado, the lost city of gold, which is where we join our friend on the game’s five reels.

Gonzo’s Quest puts the avalanche mechanism to great use: when you find a win on one of the game’s 20 paylines, the winning symbols will be replaced by new ones; if another win is formed, a multiplier will be added to the cash prize – this can be repeated up to five times. There’s also a free fall bonus, triggered when three of the golden masks appear on a payline. With an RTP of 96%, this medium-high volatility slot is a classic of the genre.

• Avalanche reels for massive chained wins with increasing multiplier;
• Beautiful graphics and immersive theme;
• Free Fall bonus similar to free spins, where new symbols are added to the reels ten times.

• Paylines fixed at 20.

Rich Wilde and the Book of Dead

Play’n GO’s Book of Dead is the most successful game in the popular Rich Wilde series, where an Indiana Jones-esque character searches far and wide for lost treasures. In Book of Dead – a high volatility slot with ten paylines – players can land three scatters on the reels and receive ten free spins.

During this free spins bonus round, one symbol will be selected at random to become the expanding wild, providing the chance to land some big prizes. Book of Dead has an RTP of 96.2% and is favoured by many as a result of its high-quality sound and aesthetic design, transporting players to ancient Egyptian temples.

• Wild scatter substitutes for other symbols and triggers free spins round with random expanding symbol;
• High-quality graphics and audio.

• High volatility may not suit all players;
• Often the chosen slot for free spins offers so players may tire of the title.

Big Bass Bonanza

Take a trip out on your fishing boat with Big Bass Bonanza – a medium volatility slot developed by Pragmatic Play with an RTP of 96.6%. You’ll be instantly struck by the game’s playful tones, with a bouncing soundtrack matched by the beautifully designed symbols laid over the game’s five reels.

In terms of bonus features, pay attention to the biggest bass of all – this is the scatter icon, and landing three, four, or five of them on the reels triggers 10, 15 and 20 extra spins respectively. During the bonus round, the fisherman will cast out his rod and catch the bass with attached cash sums for increased payouts.

• Up to 20 free spins with the fisherman boosting payouts when cash lands on the reels;
• Wild symbol to help connect paylines;
• Fun, playful theme with matching soundtrack;
• Medium volatility suits players on all budgets.

• Lower max win of 2,100x your stake.

Wolf Gold

Another Pragmatic creation, Wolf Gold takes place out in the wilderness of America’s Great Plains. There, you’ll be accompanied on the reels by buffalos, horses, cougars, hawks, and the majestic wolf, which serves as the game’s wild. Landing the scatter symbol on reels one, three and five will generate six free spins; land three more scatters and the spins will reset.

The other symbol to look out for is the moon: landing six of these will trigger three respins, and any further moons that appear will be added to those already on the reels. If you manage to fill all 15 spaces with moons, you’ll win the game’s mega jackpot. Wolf Gold is a medium volatility slot with an RTP of 96%.

• Retriggerable free spins round;
• Fixed jackpot of 125,000 coins won through Money Re-Spin.

• Average RTP;
• Paylines fixed at 25.

Rainbow Riches

You’ll need to rely on the luck of the Irish with Rainbow Riches – a medium volatility Barcrest slot with an RTP of 95%. The design of this game is fairly basic, but this is made up for in the range of bonus features on offer. This begins with a simple gamble option: after every win, players have the choice of gambling their winnings for double the payout, or simply cashing in on their prize.

Next is the wishing wells bonus, triggered when three of these symbols appear on the reels, providing an opportunity to land a 500x multiplier. The pots of gold bonus is similar, with three of these also producing multiplier potential. But the best feature of this game is the road to riches bonus: land three leprechaun symbols and you’ll head to a golden path leading to the pot of gold at the bottom of the rainbow. The leprechaun will spin the wheel to determine how far you move along the road and the size of the prize when you stop.

• Three bonus rounds offer varied gameplay;
• £200,000 max win.

• Slightly low RTP at 95%;
• Unoriginal theme;
• Dated graphics.

Fishin’ Frenzy

For more underwater action, check out Blueprint Gaming’s Fishin’ Frenzy. We enjoy the arcade-style soundtrack of this game, as well as its two bonus features: a gambling button where players have the chance to double their wins, and a free spins bonus round.

The latter is triggered by three or more scatters – three will provide you with ten extra spins, while five will give you 20. During this round, if the fisherman symbol appears, you’ll collect the cash attached to the fish on the reels. With an RTP of 96.1%, this low-medium volatility slot has a top prize of 50,000x the stake.

• Big max win of 50,000x your stake;
• Gamble bonus to double or nothing your winnings;
• 10–20 free spins in the bonus round.

• Not the most modern-looking slot;
• High volatility won’t suit all players.

Bigger Bass Bonanza

If you enjoyed Big Bass Bonanza, Pragmatic Play’s follow-up is sure to impress you too. This slot is much the same as the original, but includes a boosted top prize of 4,000x the stake and a marginally higher RTP of 96.7%. As before, the scatters trigger the free spins round, and the fisherman will reward players with the catch of the day if he appears during the extra spins.

Bigger Bass Bonanza also nudges up the volatility level from medium to high, meaning players are likely to land bigger prizes at more infrequent intervals.

• Improved max win at 4,000x your stake;
• Decent RTP of 96.71%;
• Free spins round with multipliers, activated by scatters and wild collection metre.

• Not much change from the original game.

Fluffy Favourites

Eyecon’s Fluffy Favourites is all about those cuddly toys. At first glance this game looks fairly unremarkable, but there’s more than meets the eye here. For starters, there are two scatter symbols; the first, the claw, will launch the excellent toybox pick feature when three or more land on the reels.

At this point, an arcade-style screen will replace the reels, and players will select one of the cuddly toys to receive a multiplier value. The other scatter symbol is the pink elephant – also the game’s wild – which will offer up 15, 20 or 25 free spins when players land three, four or five of them on the grid. Fluffy Favourites is a medium volatility slot with 25 paylines and an RTP of 95.3%.

• Two scatter symbols;
• Pick game with multipliers;
• Up to 25 free spins.

• Rather dated graphics.

Eye of Horus

In ancient Egyptian religion, Horus was a god rendered in the form of a falcon, representing both power and healing. Blueprint’s Eye of Horus takes this figure and translates it to the world of online slots, where the golden door serves as the game’s scatter, issuing a round of 12 free spins when three or more land on the reels.

This is another slot that includes a gambling option on wins, with players invited to select either red or black for a chance to double their prizes. Eye of Horus is a medium volatility, ten payline slot with an RTP of 96.3%

• Gamble feature to double or nothing your wins;
• Expanding wilds;
• Medium volatility will suit most players.

• There are much better-looking Egyptian slots around.

PayPal Casino Fees

At most UK PayPal casinos, you can deposit and withdraw with PayPal free of charge. PayPal itself doesn’t charge for most transactions, and you’ll only be charged a fee if currency conversion takes place.

You’ll also be able to withdraw money from your PayPal e-wallet to your bank account free of charge.

That being said, it’s worth keeping in mind that some casinos out there may charge a fee for using PayPal. While none of our recommended casinos do this, some may use the fee to offset the charge issued by PayPal to the casino, for using its services.

You’ll be able to read up on this in the terms and conditions, so always check the small print just to be safe.

PayPal Security

PayPal is one of the most secure casino payment methods for a number of reasons. For starters, you don’t need to enter any sensitive information like bank details when you make a casino deposit via PayPal.

This virtually eliminates the risk of your details falling into the wrong hands, so you can rest easy when you fund your UK PayPal casino account.

On top of that, PayPal itself has powerful security features like industry standard data encryption and 24/7 fraud monitoring.

We’d also recommend activating two factor authentication for an added layer of protection. This means that as well as entering your password each time you sign in, you’ll also need to enter a unique code which you receive by SMS.

In the unlikely event that your account is compromised, PayPal’s account protection means that you won’t be liable for any unauthorised purchases.

PayPal and Gamban

As of January 2022, PayPal users can block gambling transactions on their accounts thanks to a partnership with exclusion service Gamban. In combination with centralised blocking service GAMSTOP, which prevents users from being able to sign up to online casinos for a period of their choosing, PayPal users can double their protection against online gambling activity when they feel that their gambling habits are having a negative effect on their lives.

When the new feature was unveiled, Gamban said: “Between blocking gambling transactions at your bank and PayPal, blocking online gambling with Gamban, self-excluding yourself with Gamstop and seeking support from GamCare you’ll give yourself the best chance at recovery.”

Mobile PayPal Casinos

Want to pay and play with PayPal on the go? You’re in luck.

There are plenty of top mobile casinos that accept PayPal, so you can easily make deposits and withdrawals, even when you’re on the move.

Some of the best online casinos also have native mobile apps, which can make mobile gaming faster and smoother, meaning you’ll never have to endure lengthy loading times on mobile web browsers.

In fact, PayPal is a particularly convenient payment method for mobile casino players. If you activate the One Touch feature, you can deposit at UK online casinos without even having to enter your password.

Don’t worry, though- your login information is encrypted on your device, so you’re still protected by PayPal’s world class security.

You can also download the PayPal app for free on Android and iPhone, making it easy to manage your funds from the palm of your hand. If you enable push notifications, then you’ll be alerted every time a transaction is completed.

You’ll also have an overview of all recent activity – a great way to manage your spending.

New PayPal Casinos

PayPal is one of the world’s best known and most trusted payment methods in June 2022, and it has established partnerships with some of the most reputable, established casino brands.

However, there are still a few new casinos that accept PayPal deposits and withdrawals. Use our list to compare the very best new PayPal casinos, where you can enjoy a whole range of top titles and the hottest new slots. 

Playing at a new casino over an established brand comes with several potential benefits, with the first being more player-friendly bonuses.

While their monetary value may be smaller than what you’d find with the big boys, new PayPal casinos tend to offer less severe wagering requirements, or even no wagering options.

They’re also less tethered to traditional or established ways of doing things, meaning you’re likely to find innovative layouts and interfaces at new sites.

New casinos are also relentlessly pursuing differentiation from the market, so the latest games and tech may hit the new sites with more urgency than at sites with hefty existing games catalogues.

Alternatives to PayPal

There are a number of alternatives to PayPal which can be used at online casino sites.

Skrill

Skrill is another popular e-wallet that’s free to set up and use, as long as your account is used at least once every 12 months.

Some of the best online casinos take Skrill, without charging extra fees, but this banking option is ineligible for some deposit bonuses.

It’s important to keep in mind that Skrill charges fees to top up your account or make a withdrawal, depending on the payment method.

• Highly secure
• Free to set up
• Fee-free at most online casinos
• Fastest withdrawals, 1–24 hours

• Sometimes fees for topping up or withdrawing your Skrill balance
• Can be excluded from deposit bonuses

Neteller

Neteller is another popular e-wallet banking option used by gamblers in the UK. It’s free to set up an account, although – as with Skrill – there are deposit and withdrawal fees attached.

Making a first deposit through Neteller may exclude you from deposit bonuses at some online casinos, so if you are attracted to a particular site’s sign up incentive, then do check the small print before making your deposit transfer. 

• Fastest withdrawals, 1–24 hours
• Free to set up
• Highly secure

• Fees for some Neteller withdrawals to your bank account
• Sometimes excluded from bonuses 

Paysafecard

Paysafecard vouchers can be purchased from thousands of convenience stores, or online. They come in various denominations, and all you have to do is enter the unique PIN at the casino site to transfer funds into your betting account.

As no bank or card details are shared, Paysafecard is an ultra-secure way to make casino deposits. While withdrawals are technically possible if you have a My Paysafecard account, most casino sites don’t currently support this cash out method. 

• Highly secure, no bank details shared
• Useful for managing your budget
• Free My Paysafecard account to manage your vouchers

• Very limited withdrawal support
• Must be bought at retailers

Boku

Boku is a payment platform that charges your deposits to your phone bill, all that’s required is your phone number.

Once you verify the deposit, the amount will simply be deducted from your phone credit, or added to your next monthly phone bill.

Tight spending limits mean that it’s only a practical option for occasional bettors, and withdrawals aren’t possible using this method.

• Only requires a phone number
• Instant deposits paid through your phone bill

• No withdrawal support
• Low daily and monthly limits

Debit Cards

Debit cards are one of the simplest payment options, but it’s important to only use licensed casinos, such as the ones listed on this site, so you can be sure your details are safe and secure.

Deposits with debit cards are simple and free, and all welcome bonuses will be accessible to you. However, withdrawals can take days longer than e-wallets (usually 2-5 working days).

• Accepted at all online casinos
• Easy and familiar to use
• Always eligible for deposit bonuses

• Card details must be shared with the casino
• Withdrawals are slower, taking 3–5 days

Tips to Help You Stay Safe When Playing Online

The risks of gambling go beyond simply losing a wager, and the industry is continually undergoing shifts in regulations and legislation to better protect players against problem gambling and gambling addiction.

Chasing losses, viewing a change of luck as an inevitability, and becoming unconcerned with money management and long-term financial planning are all common indicators that gambling is becoming an issue in your life, or that of someone you know.

There are various ways to protect yourself against that slippery slope and ensure that PayPal gambling remains a fun diversion rather than a problem.

Bankroll Management and Setting Limits

Be sure to keep track of your spending habits when it comes to gambling. You can set deposit limits at every licensed gambling site, and payment options such as e-wallets, prepaid cards, and online banking services make it easy to keep an eye on what you’re spending.

When you gamble online with PayPal, you’ll be able to easily view your current wallet value and your recent transactions, for example. Set strict budgets—always bearing in mind that you shouldn’t bet what you can’t afford to lose—and resist the urge to forego them in order to chase either losses or a hot streak.

You will also find that licensed PayPal gambling sites enable you to set time limits on your play, which can be very helpful when it comes to managing how much you play.

Always Play with Sound Judgement

If you’re tired, inebriated, upset, stressed, or in any way affected by something that’s inhibiting your best judgement, steer clear of gambling.

It’s important to only play when your risk management skills are sharp so you can clearly identify good and bad wagers, refrain from spending what you cannot afford, or find yourself chasing losses. 

Do Your Research

Whether it’s a bet on your chosen sportsbook or a fresh venture into a table game you’re not familiar with, make sure you do your homework first.

Betting on sports markets that you’re not familiar with, or playing a hand of poker without understanding what makes a strong hand, unnecessarily increases the risk of losing your money to a bad call.

In short, make wagers on what you know, and be sure to research a market or game thoroughly before sticking your money on the line.