Top Real Money Casinos

Updated September 2019

The allure of winning life-changing jackpots or simply beating the house at your favourite blackjack table puts real money casino games in a league of their own. Of course, if you simply want to play casino games for fun, there are plenty of free games to choose from, but you can’t win big there. TopRatedCasinos.co.uk takes a closer look at real money casino games to help you understand what you should look out for before you put real money on the line. We’ve even picked out a list of the UK’s best online casinos with real money games, so all you need to do is compare and pick out a favourite to sign up and start playing.

How to start playing real money casino games

  1. Choose a casino

    First things first, you need to choose a real money casino site. While there are hundreds of online casinos, some are better than others. We’ve handpicked a selection of the UK’s top online casinos, highlighting what’s so great about each of them in our expert reviews. It goes without saying that every casino we recommend holds a valid UK Gambling Commission (UKGC) licence, so you can rest assured that you— and your money— are in safe hands.

  2. Sign up

    After choosing a favourite, use our link for direct access to the casino’s registration page. You’ll need to create an account to play real money casino games, but this will only take a few minutes. Complete the form with the relevant personal and contact information, and don’t forget to opt in if you want to claim the welcome bonus!

  3. Deposit & claim bonus

    With your casino account set up, it’s time to deposit. Head to the cashier and select the payment method you want to use. The casinos on our list feature a range of different payment methods, from debit cards to e-wallets like PayPal, Neteller and Skrill. Follow the instructions to complete your payment- this will usually activate your welcome bonus, if you’ve opted in.

  4. Play for real money

    Your deposit and bonus will be credited to your account almost instantly, which means the fun can begin right away. Now it’s time to find a game that takes your fancy, select your stake and start playing. Having trouble picking a game? Use free demo games to try before you buy.

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Best Real Money Casinos - September 2019

UK LICENSED 
EXPERT REVIEWS 
MOBILE FRIENDLY 
FAST PAYOUTS 

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair. Of course, we can’t rate and review every casino site, but we do make sure that only the best UK-licensed casinos make it onto our lists.

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair. Of course, we can’t rate and review every casino site, but we do make sure that only the best UK-licensed casinos make it onto our lists.

  • RANK
  • CASINO NAME
  • USER RATING
  • SIGN-UP BONUS
  • BADGE
  • KEY FEATURES
  • PLAY NOW!
  1. 1

    1632 user ratings

    Expert Review

    100% Up To

    £100

    +10% Cashback

    T&Cs Apply
    New Customer Offer

    Maximum bonus is 100% up to £100. No max cash out. Wagering is 35x bonus. Maximum bet while playing with a bonus is £5. Cashback is cash with no restrictions. Bonus excluded for players that deposit with Skrill or Neteller. Click here for full T&Cs

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    100% Up To

    £100

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    T&Cs Apply
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    Maximum bonus is 100% up to £100. No max cash out. Wagering is 35x bonus. Maximum bet while playing with a bonus is £5. Cashback is cash with no restrictions. Bonus excluded for players that deposit with Skrill or Neteller. Click here for full T&Cs

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    Top Games Selection

    • Excellent Live Casino
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  2. 2

    798 user ratings

    Expert Review

    Enjoy Up To

    £250

    +100 Bonus Spins

    T&Cs Apply
    Match + Spins

    Opt-in required. 18+ only. New customers only. First two deposits only. Maximum bonus is £250, plus 100 bonus spins. Bonus spins valid on select slots. Wagering Requirement of 45x Bonus Amount. Max bet £5 per bet. Max conversion £1,000. Neteller / Skrill deposits not permitted. Bonuses expires after 7 days. Full Terms & Conditions apply.

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    Enjoy Up To

    £250

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    T&Cs Apply
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    Opt-in required. 18+ only. New customers only. First two deposits only. Maximum bonus is £250, plus 100 bonus spins. Bonus spins valid on select slots. Wagering Requirement of 45x Bonus Amount. Max bet £5 per bet. Max conversion £1,000. Neteller / Skrill deposits not permitted. Bonuses expires after 7 days. Full Terms & Conditions apply.

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    Brand New Casino

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  3. 3

    1187 user ratings

    Expert Review

    No Wagering!

    80 Wager Free Spins on 1st Deposit

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    New Customer Offer

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    For every £1 deposited, 1 Free Spin will be credited.

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    No Wagering!

    80 Wager Free Spins on 1st Deposit

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    New Customer Offer

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    For every £1 deposited, 1 Free Spin will be credited.

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    Great on Mobile

    • Super Fast Payouts
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  4. 4

    1262 user ratings

    Expert Review

    Enjoy Up To

    £222

    Welcome Package

    T&Cs Apply
    New Customer Offer

    New customers only, min deposit £10, wagering 40x bonus amount, max bet £5 with bonus funds. 50% up to £222 on 1st deposit. Welcome bonus excluded for players depositing with Skrill or Neteller. No max cash out on deposit offers. Live Casino play excluded with bonus. Click here for full T&Cs

    Example: pay £100, play with £150

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    Enjoy Up To

    £222

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    T&Cs Apply
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    Top Games Selection

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  5. 5

    972 user ratings

    Expert Review

    Enjoy Up To

    £998

    + 111 Spins

    T&Cs Apply
    WELCOME BONUS

    New players only, min deposit £10, wagering 50x bonus amount, max bet £5 with bonus funds. 11 Fun Spins for registration (max withdrawal is £100). 50% up to £499 bonus + 100 Fun Spins on 1st deposit. 50% up to £499 bonus on 2nd deposit. Welcome bonus excluded for players depositing with Skrill or Neteller. Live Casino play excluded with bonus. No max cashout for deposit bonus. Click here for full T&Cs

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    Enjoy Up To

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    + 111 Spins

    T&Cs Apply
    WELCOME BONUS

    New players only, min deposit £10, wagering 50x bonus amount, max bet £5 with bonus funds. 11 Fun Spins for registration (max withdrawal is £100). 50% up to £499 bonus + 100 Fun Spins on 1st deposit. 50% up to £499 bonus on 2nd deposit. Welcome bonus excluded for players depositing with Skrill or Neteller. Live Casino play excluded with bonus. No max cashout for deposit bonus. Click here for full T&Cs

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    Editor's Choice

    • Perfect For High Rollers
    • Top Live Casino
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  6. 6

    1453 user ratings

    Expert Review

    20 Free Spins +

    Deposit £10 Play With £60

    T&Cs Apply
    New Customer Offer

    New customers from UK&IRL only. Min deposit £10. Deposits made with e-wallets are not valid for this promo. Bonus wagering x35 on eligible games. Winnings from bonus capped at £500. No Wagering requirements on winnings. SMS verification required. Opt in required.

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    20 Free Spins +

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    New Customer Offer

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  7. 7

    1430 user ratings

    Expert Review

    Enjoy Up To

    £1,000

    Welcome Bonus

    T&Cs Apply
    MATCH BONUS

    Bonus on first 3 deposits of min £20 each. Deposit 1: 100% bonus up to £500. Deposit 2: 50% bonus up to £500. Deposit 3: 50% bonus up to £500. 25x wagering and T&Cs apply

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    Enjoy Up To

    £1,000

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    Bonus on first 3 deposits of min £20 each. Deposit 1: 100% bonus up to £500. Deposit 2: 50% bonus up to £500. Deposit 3: 50% bonus up to £500. 25x wagering and T&Cs apply

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    Trending This Week

    • £10K Prize Draw
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  8. 8

    1958 user ratings

    Expert Review

    100% Up To

    £400

    +100 Spins

    T&Cs Apply
    New Customer Offer

    New UK players only. Select Casino bonus offer on sign-up and deposits. Deposits of £10, £20, £50, £100 matched with a bonus offer of same value (14-day expiry). Total of four (4) Deposit bonuses + bonus spins offers available. 35x real money cash wagering of bonus offer amount must be met (30 days from deposit) on eligible casino games. Bonuses credited in cash, spins credited upon deposits; under £50 - 10 Spins; £50 or over - 25 Spins. Spins on Book of Dead only, 3-day expiry, winnings paid in cash. Eligibility requirements apply

    pay £100, play with £200

    18+ Please Gamble Responsibly. Click 'Claim Bonus' to view full terms and conditions

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    100% Up To

    £400

    +100 Spins

    T&Cs Apply
    New Customer Offer

    New UK players only. Select Casino bonus offer on sign-up and deposits. Deposits of £10, £20, £50, £100 matched with a bonus offer of same value (14-day expiry). Total of four (4) Deposit bonuses + bonus spins offers available. 35x real money cash wagering of bonus offer amount must be met (30 days from deposit) on eligible casino games. Bonuses credited in cash, spins credited upon deposits; under £50 - 10 Spins; £50 or over - 25 Spins. Spins on Book of Dead only, 3-day expiry, winnings paid in cash. Eligibility requirements apply

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    Modern Design & Graphics

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  9. Hyper Casino
    9

    349 user ratings

    Enjoy Up To

    £300

    + 22 Extra Spins

    T&Cs Apply
    New Customer Offering

    New customers only. 100% bonus up to £100 on first deposit. 50% bonus up to £200 on second deposit. Minimum deposit of £10 required. Extra spins are available on Golden Joker (Amatic). Bonus amount and winnings from extra spins have 45x wagering requirements. Bonus funds are valid for 30 days. Live casino, table games and video poker do not contribute to wagering requirements. When playing with bonus funds, maximum bet is £5. Welcome bonus is excluded for deposits with Skrill/Neteller. Full T&Cs apply.

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    Enjoy Up To

    £300

    + 22 Extra Spins

    T&Cs Apply
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    New customers only. 100% bonus up to £100 on first deposit. 50% bonus up to £200 on second deposit. Minimum deposit of £10 required. Extra spins are available on Golden Joker (Amatic). Bonus amount and winnings from extra spins have 45x wagering requirements. Bonus funds are valid for 30 days. Live casino, table games and video poker do not contribute to wagering requirements. When playing with bonus funds, maximum bet is £5. Welcome bonus is excluded for deposits with Skrill/Neteller. Full T&Cs apply.

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    Brand New Casino

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  10. 10

    1908 user ratings

    Expert Review

    200% Up To

    £500

    Welcome Bonus

    T&Cs Apply
    New Customer Offer

    New & exclusive players only. £20 min deposit. To receive the bonus wager 20 x (deposit amount) within 21 days. To withdraw bonus & related wins, wager 50 x (bonus amount) within 21 days. This offer may not be combined with any other offer. Deposit balance is available for withdrawal at any time. General withdrawal restrictions & full T&Cs apply.

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    200% Up To

    £500

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    T&Cs Apply
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    Highly Trusted

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What makes a real money casino game

A simple definition of a real money casino game is one that ‘pays out’ real money. Let us roll through the examples to give you a clearer understanding of what we actually mean.

When you sign up to an online casino, you’ll see that virtually every game— with the exclusion of live dealer games— is available in free play mode. This is akin to a practice game, giving you the chance to test out titles using casino credits. Needless to say, demo games are not played with real money.

When it comes to real money online casino games, however, you’ll need to pay to play. The cost of each spin or hand comes directly out of your casino balance which you funded with your own money, using one of the many payment methods available at the UK’s top casino sites. If you win, you end up with more money, the reverse applies if you lose.

Whether you want to play online blackjack, slots, roulette, craps- or any other casino games for that matter- you’ll have a pick of the lot when you’re playing with real money. But it’s not just the selection of games you’ll be spoilt with- the best online casinos give players the chance to play live dealer casino games and games with progressive jackpots when they make real money deposits.

Real money vs free play games: what’s the difference?

Almost every online casino game gives players the chance to test the waters with free play casino games. This means you can still enjoy the fun of online casino, without the pressure of real money on the table. But there are some differences between free and real money games that are worth taking note of.

While you’ll be able to play virtually all of your favourite slots titles for free— even branded video slots— you might not get to access all features and bonus rounds. Of course, you wouldn’t win real money with free games anyway, but if you’re playing casino games for fun, you wouldn’t necessarily get to enjoy the full extent of each game’s features.

Live dealer games are pretty much out of the question when it comes to free play casinos. These immersive casino games are almost always exclusive to players gambling real money due to the increased costs of these games in comparison to computerised random number generated (RNG) casino games. You might be able to watch a game of live dealer roulette or blackjack, but but your chips need to be real cash for you to take a seat.

Staking limits – choosing the right level

When playing with real money, it’s always important to play within your means. This means understanding which tables are right for you. A crucial part of enjoying yourself playing at online casinos for real money is to find the right staking limits for your bankroll.

bankroll. You can play video slots 10p a spin, but there are also certain Playtech slots that will go up to £1,000 a turn. The same applies to table games. You have games you can play for pennies or high-roller tables with maximum bet limits in the thousands of pounds range. It helps to keep it real, if you only enter the site with £10, the chances are you aren’t going to walk away with £1,000,000 -of course, it isn’t impossible, but it is unlikely.

Low stakes games

Low stakes games are the best place to start, no matter the size of your eventual budget. Low stakes games offer a good dose of excitement and enjoyment with less pressure than big money games. With penny slots offering you a slice of the slots action for just 1p per line, you can win real money without putting big money on the line. These slots might not have the same array of bonus features, wild symbols or progressive jackpots as games with higher stakes, but they certainly give you a taste of the action.

Over in the table and card games section, Playtech casinos offer penny roulette which is the lowest stake you’ll find for this game. Netent Professional Series has a range of card games such as blackjack, baccarat and punto banco that can be played in low, standard or high limit variants. Not all casinos offer all these options, so check out the library before signing up to see that there are games available to suit your budget.

High stakes games

At the other end of the spectrum, you have games for high rollers. Those players that like to spend tens of pounds for each spin on a slot machine or play roulette at £100 (or more) a bet. These games are identical to the low stakes games, with the only difference being there are higher maximum bet limits, and you have the chance to win more money. For instance, slots normally payout a multiple of your line bet (or total bet), so if the jackpot is 1000x the line bet and you are playing for £0.01, your return is £10. Of course, if your line bet is £10, the jackpot is £10,000. It goes without saying that you should only play with high stakes if you can truly afford to lose the money you wager. Gamble only what you can afford to lose, and that makes winning much more pleasurable.

Look for the licence

If you’ve visited TopRatedCasinos.co.uk before, you’ll have noticed a common theme – we only recommend casinos that hold a valid UKGC licence. No matter if you’re playing with penny stakes or at high roller tables, it’s vital that you’re playing at an online casino that holds a valid licence. We only recommend casinos that hold a UKGC licence for one simple reason: to protect you from shady operators. These casinos are held to high standards when it comes to ensuring the safety and well-being of players and are subject to regular testing to make certain that games are fair and random.

Licenced casino sites must only offer safe and legal payment methods, and clearly state the measure they take to protect your funds, should the brand experience any financial difficulty. This means you can rest assured that your personal financial information is treated securely, and you understand exactly what you’re signing up to.

Casino bonuses for real money casino games

There are a plethora of casino bonuses up for grabs that can enhance your real money gaming experience. These are the bonuses you can expect to see at the best real money casino sites.

No deposit bonuses

A no deposit bonus is the perfect stepping-stone between free casino games into the world of real money. As the name suggests, you don’t need to make any financial commitment before claiming one of these offers. The most common no deposit bonus is free spins, but a few sites also have no deposit free money offers available. As a player, you get to taste the thrill of having real money on the line, while the casino benefits, knowing that a percentage of players will make a cash deposit to continue playing when the bonus runs out. Most no deposit bonuses come with wagering requirements, which does significantly reduce your chances of profiting from the bonus, but they’re a great way to enjoy the fun of casino nonetheless.

Matched deposit bonuses

These come in all shapes and sizes, ranging from welcome bonuses to reload offers. The concept is simple, you make a deposit and the casino matches it up to a certain value. You can then use these bonus funds to play real money games. However, these bonuses do tend to come with a couple of terms, like wagering requirements and maximum win caps. Still, there are some good matched deposit bonuses on the market, but it pays to shop around to find the best ones.

Wager-free bonuses

More casinos these days are turning to wager-free bonuses in an attempt to secure your business. What the wager-free part means is that any winnings you get from the bonus is instantly put in your real money balance- no jumping through hoops to get there. However, most wager-free bonuses are tied in with a deposit. For example, deposit £10 and get 10 free spins with no wagering requirements. The free spins are usually only worth the minimum line bet amount, so snagging a fortune is perhaps out of the question, but any wins are real money so you can’t knock that.

Play real money games on your mobile

The world has gone mobile and so has real money casino gaming. All casinos either offer a mobile-friendly website or a native app to cater for mobile players. Many of the games that are now developed have a mobile-first approach, so the number of titles available to play on the go is ever increasing. If you want to play progressive jackpot slots, video poker, blackjack or high stakes live roulette, your mobile now has it all.

Frequently asked questions

  • Can I set limits on how much I spend playing real money casino games?

    Yes, you can. All UK-licenced casinos will allow you to set daily, weekly or monthly deposit limits to help you keep tabs on your expenditure. Some sites also offer other tools where you can limit the number of hours you play and the bet amounts you place, promoting responsible gambling for players.

  • What real money games offer the biggest jackpots?

    Progressive jackpot slots are the clear leader in this department, and these jackpots grow bigger each time someone plays. Games like Mega Moolah, Jackpot Giant and Mega Fortune can reach jackpots of more than £10 million. Of course, playing these games doesn’t guarantee you a big win, but it does open up the chances.

  • What currency do real money games use?

    When creating your account, you will select a currency. Your casino balance and the games you then play will be displayed in your chosen units of currency.

  • Is there an age limit for playing real money casino games online?

    Yes, of course. This is gambling and UK laws apply. Therefore, no minors under the age of 18 years can play real money casino games. Know Your Customer (KYC) checks ensure that only those who are old enough to gamble are able to do so.

  • Do I need to download software to play real money casino games?

    Not always. While some casino sites have downloadable software to play casino games, others offer instant play games. This means you simply need to visit the site and log in to start playing.

Contributors

Danielle is a staff writer at TopRatedCasinos.co.uk. She contributes to all things casino, from our ‘how to play’ guides to tips on finding the best sites for your favourite casino games. Danielle also has experience writing about sports betting, covering a diverse range of sports including rugby and Formula One.

Noel contributes his expertise on all areas of gambling, putting together TopRatedCasinos.co.uk’s online casino tips and gameplay guides. He’s also a huge football fan and keeps a close eye on the English Premier League and Championship.