Is there such thing as a ‘best payout casino’? TopRatedCasinos uncovers the truth.

The online casino market is a minefield. With so many casino sites to choose from, it can be difficult to pick out a favourite. So many casino players are convinced that the best online casino is the one that offers the highest payout percentage, or has the best payout rates. But here at TopRatedCasinos, we’re not quite sure that’s always the best route to take.

What is casino RTP?

A casino’s RTP is the average of the RTPs across all games on the platform. While some online casinos publish this average payout percentage, it isn’t a legal requirement to do so. As a result, it’s hard to compare payout percentages, as some just aren’t available.

Is casino RTP important?

Not really. While a casino’s average RTP gives you an idea of how much you could potentially win if you play a variety of games at the site for an equal amount of time, it doesn’t guarantee you a high payout by any means.

All UK licensed online casinos must use random number generators (RNG) to power their animated casino games, so the outcomes of all games, whether you’re playing slots, roulette or blackjack, are completely random and fair. As a result, while a casino’s average RTP might be high, anything could happen in your period of gameplay, depending on the games you play and how long you play for.


How to choose the best payout casino

What we’re trying to say is that a high RTP can’t always be used as a measure for what makes the best casino, and it certainly shouldn’t be the only factor you consider when looking for casinos that offer the best payout processes. Here are some other factors that affect online casino payouts:

Fast Payouts

While a casino can’t guarantee that payouts will be high, they can offer reassurance on how long the process will take. Three to five days is a pretty standard timeframe, but some casinos offer fast withdrawals, which means you can get your hands on any winnings even faster.

Banking Options

In our opinion, the best payout online casinos offer the widest choice of withdrawal banking options to players. The UK’s best casino sites accept deposits and withdrawals via the likes of debit cards and bank transfers, but the fastest casino payment methods tend to be e-wallets such as Neteller, Skrill and PayPal. But it’s not just the processing times you should consider- take a look at any fees associated with particular banking options too!

Withdrawal Limits

You might get extra lucky on a progressive jackpot slot game, but how much of your winnings can you withdraw as real money? Online casinos often set minimum and maximum withdrawal limits, meaning players can only withdraw a certain amount at a time.

The maximum limits mostly affect players that make big wins, but minimum limits could affect anyone. For example, you might win just £5 at a casino that has a £15 minimum withdrawal limit- in this situation, you could use your winnings within the casino, but you couldn’t withdraw it as cash.

Player-friendly bonus terms

Most top online casinos have a welcome bonus for new players, offering free spins, or first deposit match bonus. While these bonus offers give players bonus spins for slots or bonus funds for table games, they won’t necessarily help you win more money. Even if you do win big with your bonus spins, terms such as maximum winning caps and high wagering requirements mean you might never see those winnings as real money.

Individual Game RTP

Realistically, it’s the RTP of the games you want to play that’s important. The best payout casinos feature a range of high RTP casino games, offering a higher chance of winning based on an infinite period of play.

Whether you’re playing online slots, roulette or video poker, you’ll find the RTP in the paytable for the casino game. The UKGC states that this payout percentage must be accurate and easily accessible.

As is the case with high RTP casinos, while a high payout percentage suggests what you could win on these games, it certainly doesn’t guarantee you big wins. In reality, you could be on track to win more or less than this percentage of your wagers at any given time. Instead, RTP demonstrates the average payout for that game, as well as its house edge.

Mega Joker and Goblin’s Cave are among the highest RTP slot games. Developed by Playtech and NetEnt, these slots have an RTP of over 99%, which is pretty impressive.

Casino Forums

Casino Forums, such as the GPWA, are a great way to learn about players’ real-life experience at online casinos. You can join in the conversation by searching for a casino’s name, or the term ‘payouts’ on the forum. You can even start a thread for yourself if you have a specific question about a particular site. These conversations often revolve around how long a site takes to process withdrawal requests and how they might deal with any queries about the withdrawal process.


As you can see, finding the best-paying casino is about more than comparing payout percentages. You’ll need to do a little deep-diving into what each casino can offer before you make your pick. Luckily, here at TopRatedCasinos, our team handpicks the UK’s best casino sites to make your decision a little easier, and our expert casino reviews dive into all of the details so that you don’t have to!