Highest Payout Blackjack Games

Learn about the highest payout blackjack variations and how you can use blackjack strategy to improve your chances of winning even more.

Blackjack is one of the most popular online casino games out there. This popularity comes down to its low house edge, reliance on skill and the sheer variety of blackjack games on offer- not to mention the potential to land some pretty generous payouts.

This guide has everything you need to know about the highest paying blackjack games. TopRatedCasinos.co.uk covers everything, from what makes a high paying blackjack game to how you can spot them. We also list the highest paying blackjack games on the market. Let’s get started.


What is a high paying blackjack game?

Ultimately, it’s RTP (return to player percentage) that sets the highest paying blackjack games apart. This percentage shows how much players can expect to win back from their wagers, on average. While many blackjack games have a pretty high RTP (over 99%), some variations are higher than others.

Of course, this high blackjack RTP doesn’t guarantee you high payouts- it’s merely a theoretical calculation. While the game requires an element of skill and understanding, it’s Lady Luck who decides which cards you are dealt. This means that you could be on track to win more, or less, than the RTP suggests at any given time in your gameplay.

To be in with a chance of landing some high payouts, you should stick to blackjack games with the lowest house edge. Let’s take a look at which online blackjack variations offer players the highest chances of winning.


Highest Playing Blackjack Variations

Every blackjack variation has its own set of rules that affect the potential for payouts. Factors such as number of decks in play, when the dealer stands and when players can double down can all impact the size of your blackjack payouts. Here’s a look at some of the highest paying blackjack games on the market.

Blackjack Switch

Blackjack Switch RTP: 99.87%
You’ll receive two hands at once in this blackjack variation, and you can switch the top cards of each hand after the first deal. Of course, this increases your chances of beating the dealer to 21. Play Blackjack Switch according to optimal blackjack strategy and you can reduce the house edge to as little as 0.13%. The key difference in this variation is that Blackjack Switch only pays out 1:1. This means that, while you’re more likely to win more frequently, they will be even money payouts.

Single Deck Blackjack

Single Deck Blackjack RTP: 99.69%
You can play with a house edge of 0.31% in single deck blackjack, providing you play your cards right. The best payouts in this variation come from player blackjack (hitting 21) or insurance bets, which payout 3:2 and 2:1 respectively. Any other winning combination pays out 1:1.

Blackjack Surrender

Blackjack Surrender RTP- 99.62%
The ability to surrender an unsuccessful hand works to your advantage in blackjack surrender. You’ll only forfeit half your wager if you surrender after you’ve been dealt your hand. Of course, it’s important that you understand when is best to do this, and when it’s worth hitting for another card.

Blackjack RTP and house edge may vary, depending on the software developer.

High Payouts in Live Blackjack Games

While live dealer blackjack games tend to stick to the more standard blackjack rules, you can still enjoy a variety of games with low house edge and the potential for high payouts. NetEnt, for example, boasts a handful of different live dealer blackjack games, each with impressive RTPs. Perfect Blackjack is the go-to game for blackjack players in search of high payouts- cards are dealt according to perfect blackjack strategy, which keeps the RTP at 0.5%.

Using Blackjack Strategy to Increase RTP

Using a blackjack strategy can’t guarantee you a high paying winning bet, but it can certainly help you make more measured decisions and avoid silly mistakes.

The best blackjack strategy will depend on the variation you’re playing. Understanding when is best to stand, hit, double or split will vary between games as rule variations such as insurance bets, the ability to split aces and side bets alter the dynamics of the game.

It’s always best to use the help of a strategy card when you play blackjack online- as this will advise you on which move to make depending on the cards in your hand.

Some players use card counting as part of their blackjack strategy, but this can be difficult with RNG games that have multiple decks in play.

Frequently Asked Questions

Do high stakes blackjack games offer higher payouts?

Not necessarily. While there are plenty of high stakes blackjack games with a very low house edge, this doesn’t guarantee you a higher payout. Of course, high rollers that make bigger bets could receive higher payouts if they play their cards right, this has nothing to do with the amount of money on the table.

Is it possible to reduce the house edge to zero?

No. Optimal blackjack strategy can reduce the house edge significantly, but it will never eliminate it altogether.


Can I use a casino bonus to play high payout blackjack games?

Yes. There are rarely any bonus restrictions on high RTP blackjack tables, so you can use your matched deposit casino bonus to make your blackjack bets. Be sure to read the terms and conditions, however. Some blackjack games don’t contribute to wagering requirements, which means you’d have to play other casino games, such as online slots, to complete these requirements before you could cash in on any bonus winnings.


Are high paying blackjack games available on mobile?

Yes. All of the best blackjack sites have mobile-friendly websites, and some even have mobile apps. This means you can play high payout blackjack on your mobile wherever you are.


Do progressive blackjack games offer higher payouts?
Not always. Sure, progressive blackjack games can pay out impressive prizes if you hit the jackpot, but you aren’t guaranteed a big win when you play these games.





Very poorPoorOkGoodExellent (No Ratings Yet)


Danielle is a contributor at TopRatedCasinos.co.uk. She contributes to all things casino, from our ‘how to play’ guides to tips on finding the best sites for your favourite casino games. Danielle also has experience writing about sports betting, covering a diverse range of sports including rugby and Formula One.